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182 Havens Place Dr #4H, Lake Ozark, MO, 65049

3beds
3baths
1,700sqft
$850,000
$500price/sqft
$5,575/moest. monthly cost
$223,000/yrincome needed

About This Home

Best of the best! Introducing Lake Ozark’s premier ADA-compliant condo community! Enjoy breathtaking lake views and luxurious, high end finishes. This turnkey residence features a stunning wall of windows, offering unparalleled panoramic views—perfect for watching the Four Seasons fireworks three times a year. Lively energy of boating activity filling the air. Relax at the resort-style pool with cabanas, lounge chairs, and an outdoor kitchen, or take a stroll along the meandering walking trails. The lakeside firepit and clubhouse are perfect for social gatherings, while the fitness center provides a great way to stay active. Additional features include an ELEVATOR, durable metal roof, and hardy siding. Situated within a highly sought- development with just 40 units, this property offers gentle topography, ample parking, optional garages, trailer and golf cart parking along with a boat ramp, swim platform to complete the amenities. Easy access by land and water for the areas main attractions. Make this exceptional lakeside living your new home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

--
South Elementary SchoolGrades PK-211.2 mi
5/10
Eldon Middle SchoolGrades 6-812.2 mi
9/10
Eldon High SchoolGrades 9-1211.5 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator,Stove

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Ceiling Fan(s),Custom Cabinets,Pantry,Cable TV,Walk-In Closet(s),Walk-In Shower
  • Flooring: Luxury Vinyl Plank
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 0
  • Exclusions: Personal items

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Covered,Deck
  • Exterior features: Blacktop Driveway,Boat Ramp,Deck,Elevator,Hot Tub/Spa,Outdoor Kitchen
  • Has spa: Yes
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Channel,Boat Ramp/Lift Access,Lake Front

Lot

  • Features: Lake Front

Parking

  • Parking features: Parking Available,Garage Available

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$797$9,564
Property Taxes $339$4,068
Electricity $141$1,693
Total$5,575$66,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,142/yr
40% on housing$167,250/yr
45% on housing$148,666/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$500This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$200
Morgan County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Morgan County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$850,000
2026-04-27Listing removed$835,000
2026-02-12Listed for sale$835,000
2026-01-26Listing removed$835,000
2025-08-02Contingent$835,000
2025-04-11Price change$835,000
2025-02-21Listed for sale$840,000

For Sale by Agent

AgentSHARON ROLFES
BrokerageEstates Realty, LLC

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