250 Howard Ave NW, Swisher, IA, 52338
About This Home
Welcome to 250 Howard Ave NW, an exceptional five-bedroom, three-bathroom Phius passive home designed for outstanding comfort, efficiency and modern living. Situated on more than half an acre in Swisher, this thoughtfully constructed home offers approximately 3,000 finished square feet and convenient access to I-380, Cedar Rapids, Iowa City and North Liberty. The open-concept main level features a spacious kitchen with a large center island and pantry, an inviting living area with an electric fireplace, and access to a covered cedar deck—perfect for relaxing or entertaining. The primary suite includes a generous walk-in closet and a private bathroom with heated ceramic-tile flooring. The finished lower level expands the living space with additional bedrooms, a wet bar and a large recreation room opening directly to a stamped-concrete patio. Energy-conscious features include high-performance insulation and ventilation, an electric heat-pump system and a 3.8 kW solar array designed to offset more than 3,250 kWh annually. A three-stall attached garage with an electric-vehicle charger completes this impressive property. Located within the College Community School District, this distinctive home delivers space, quality and forward-thinking construction in a peaceful Swisher setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Construction materials: Composit,Vinyl,Frame
Other
- Builder name: RALSTON ECO HOMES
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Energy Efficient,Plumbed For Ice Maker,Microwave,Range Or Oven,Refrigerator,Washer,Water Softener Owned
- Laundry features: Lower Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Primary On Main Level,Kitchen Island
- Flooring: Carpet,LVP
- Number of fireplaces: 1
- Fireplace features: Electric,In LL
- Fireplace: Yes
- Finished area below ground: 1,290
- Finished area above ground: 1,710
Heating & Cooling
- Heating features: Electric,Heat Pump,Heat Recovery System
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,000
- Total interior livable area: 3,000 sqft
Property
Details
- Parcel number: 0306479009
- Zoning: Res
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
Lot
- Lot size: 0.57 Acres
- Features: Half To One Acre
- Lot size dimensions: 25350 sq ft
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
- Drought
- Heat Wave
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,943 | $47,316 |
| Home Insurance * | $447 | $5,364 |
| Property Taxes | $909 | $10,908 |
| Electricity | $223 | $2,685 |
| Total | $5,522 | $66,264 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-26 | Price change | $779,900 |
| 2026-07-24 | Price change | $779,000 |
| 2026-05-31 | Listed for sale | $745,000 |
| 2025-09-25 | Listing removed | $108,000 |
| 2024-06-27 | Price change | $108,000 |
| 2024-05-15 | Listed for sale | $105,000 |
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