129 Pearl ST, Fort Myers Beach, FL, 33931
About This Home
Rare opportunity to own a brand-new 2025 construction pool home in the heart of Fort Myers Beach. This elevated 4-bedroom, 4.5-bath coastal retreat offering 3,070 total square feet is located on one of the island’s most adorable newer cottage-style streets, combining charm with modern luxury. Designed for the ultimate beach lifestyle, the home features a spacious great room, private pool, expansive ground-level entertainment areas, and a 2-car garage—perfect for hosting family and guests after a day at the beach. Situated in a high-demand weekly rental zone, this property offers exceptional vacation rental income potential or the perfect private beach getaway. Enjoy elevated construction, modern coastal finishes, and everything brand new throughout. Prime location within walking distance to the white sand beaches, Margaritaville Resort, restaurants, shopping, and entertainment. A rare chance to own new construction in a prime Fort Myers Beach location with strong investment appeal.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Pillar/Post/Pier
- Roof: Shingle
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Features: Dining - Family, Eat-in Kitchen
Features
- Pantry,Smoke Detectors,Balcony,Great Room,Guest Bath,Guest Room,Laundry in Residence,Open Porch/Lanai
- Door features: Impact Resistant Doors
- Window features: Impact Resistant Windows
- Flooring: Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,070
- Total interior livable area: 2,125 sqft
Kitchen
- Features: Island, Pantry
Property
Details
- Parcel number: 194624W400435.0040
- Zoning: RS-1
Features
- Levels: Two,Multi/Split
- Stories: 3
- Private pool: Yes
- Pool features: In Ground,Concrete,Electric Heat
- Patio & porch: Patio,Open Porch/Lanai
- Exterior features: Balcony,Outdoor Shower
- Fencing: Fenced
- Has view: Yes
- View description: Landscaped Area
- Waterfront features: None
Lot
- Lot size: 4,094 sqft
- Features: Regular
Parking
- Total spaces: 2
- Parking features: Driveway,Under Bldg Closed,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,099 | $133,188 |
| Home Insurance * | $1,636 | $19,632 |
| Property Taxes | $2,533 | $30,396 |
| Electricity | $213 | $2,566 |
| Total | $15,481 | $185,772 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Listed for sale | $2,390,000 |
| 2021-06-25 | Listing removed | -- |
| 2021-06-22 | Price change | $649,000 |
| 2021-06-17 | Listed for sale | $669,000 |
| 2021-02-01 | Sold | $325,000 |
| 2009-04-22 | Sold | $115,000 |
| 1994-07-01 | Sold | $71,000 |
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