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609 Clover Ln, Anna, TX, 75409

5beds
6baths
4,569sqft
$870,338
$190price/sqft
$6,513/moest. monthly cost
$260,520/yrincome needed

About This Home

Newly completed Grand Home in Grand Estates of Anna with the rare advantage of No MUD and No PID taxes. Move-in ready and ideally located in one of North Texas’ fastest-growing communities, this stunning home offers the perfect blend of small-town charm, excellent schools, and convenient access to McKinney, shopping, dining, and major commuting corridors. Nestled in a quiet neighborhood, this spacious open-concept design features 5 bedrooms, 4 living areas, and exceptional architectural detail throughout. Impressive drive-up appeal showcases a light brick and stone elevation with double front doors opening to a dramatic curved oak double staircase. Extensive wood flooring, soaring ceilings, and 8-foot interior doors create an upscale feel throughout the first floor. Formal living and dining spaces provide the perfect setting for entertaining, while the vaulted family room features a sleek linear fireplace with stone surround and views of the covered back patio. Upstairs, enjoy a spacious gameroom and media room ideal for family movie nights or a private children’s retreat. The chef’s kitchen is beautifully appointed with two-tone Shaker cabinetry, slab countertops, a 5-burner gas cooktop with custom vent hood, oversized island with pendant lighting, full bowl sink, trash drawer, walk-in pantry, and Butler’s Pantry opening to the formal dining room. The luxurious primary suite offers a spa-inspired bath complete with a freestanding tub, oversized shower with dual shower heads, and separate vanities. A downstairs guest suite provides flexibility for visitors or a private home office. The oversized utility room offers abundant space for busy households. Energy-efficient construction includes R38 insulation, radiant barrier roof decking, and durable 2x6 wall construction designed for comfort and lower utility costs. Enjoy the lifestyle and continued growth of Anna, TX — a thriving community known for its family-friendly atmosphere and strong sense of community.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
3/10
Anna Middle SchoolGrades 6-80.9 mi
5/10
Anna High SchoolGrades 9-121.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Radiant Barrier,Rock,Stone

Other

  • Builder name: Grand Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Microwave,Tankless Water Heater,Vented Exhaust Fan
  • Laundry features: Laundry in Utility Room

Bedroom

  • Level: Second
  • Dimensions: 15 x 15

Bedroom

  • Level: Second
  • Dimensions: 15 x 13

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Family Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 22 x 20

Features

  • Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,High Speed Internet,Loft,Multiple Staircases,Open Floorplan,Cable TV,Vaulted Ceiling(s),Wired for Sound,Air Filtration
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Stone
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 15 x 14

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Zoned

Interior Area

  • Total interior livable area: 4,569 sqft

Kitchen

  • Features: Butler's Pantry,Kitchen Island,Solid Surface Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 18 x 13

Living Room

  • Level: First
  • Dimensions: 13 x 12

Loft

  • Level: Second
  • Dimensions: 12 x 7

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,Double Vanity,En Suite Bathroom,Garden Tub/Roman Tub,Sitting Area in Primary,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 15

Media Room

  • Level: Second
  • Dimensions: 20 x 20

Other

  • Level: First
  • Dimensions: 11 x 13

Property

Details

  • Parcel number: R2952360
  • Other equipment: Air Purifier
  • Exclusions: As built square footage may vary from plan- square footage is approximate- please verify.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Covered
  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 7,405 sqft
  • Features: Landscaped,Subdivision,Sprinkler System
  • Lot size dimensions: 53 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage,Garage Door Opener,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,400$52,800
Home Insurance *$539$6,468
Property Taxes $1,073$12,876
Electricity $501$6,020
Total$6,513$78,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,302/yr
40% on housing$195,390/yr
45% on housing$173,680/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 75409$167
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75409$159
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-16Price change$890,338
2025-09-17Price change$946,698
2025-07-28Price change$945,957
2025-07-17Price change$943,957
2025-07-08Listed for sale$874,260

New Construction Spec

AgentStephen Brooks
BrokerageRoyal Realty, Inc.

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