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45 Tozer CT, Fort Myers, FL, 33919

1beds
2baths
1,038sqft
$89,000
$86price/sqft
$841/moest. monthly cost
$33,640/yrincome needed

About This Home

Charming and convenient corner unit nestled in the highly desired Cypress Lake Gardens community of Fort Myers! This delightful 1-bedroom, 1.5-bathroom residence offers a harmonious blend of comfort and convenience. Washer and Dryer in Unit. Ideally situated, you're just a stone's throw away from major shopping centers, ensuring all your retail needs are easily accessible. Plus, with Fort Myers International Airport a mere 15-minute drive away and the famed white sand beaches just 15-20 minutes from your doorstep, endless opportunities for sun-soaked adventures await. Beyond its prime location, Cypress Lake Gardens boasts an array of amenities, including a refreshing community pool, a well-equipped exercise room, a clubhouse for social gatherings, an energetic pickleball court, and a delightful BBQ area perfect for hosting outdoor gatherings. Whether you're seeking relaxation or recreation, this corner unit provides it all. Don't miss out on the chance to embrace the quintessential Florida lifestyle—schedule your viewing today and make Cypress Lake Gardens your new home sweet home!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Villas Elementary SchoolGrades PK-52.2 mi
7/10
5/10
Cypress Lake High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Concrete Block
  • Roof: Built-Up
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator/Freezer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Smoke Detectors,Screened Lanai/Porch
  • Window features: Storm Protection (Other)
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,038
  • Total interior livable area: 1,038 sqft

Property

Details

  • Parcel number: 2245242608011.00A0
  • Zoning: RM-2

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Screened Lanai/Porch
  • Exterior features: Storage
  • Has view: Yes
  • Waterfront features: None

Lot

  • Lot size: 5,218 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$83$996
Property Taxes $111$1,332
Electricity $197$2,366
Total$841$10,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,834/yr
40% on housing$25,230/yr
45% on housing$22,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 33919$189
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33919$230
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$109,000
2025-05-12Price change$125,000
2025-04-04Price change$130,000
2025-02-19Price change$139,000
2025-01-16Price change$143,900
2024-12-10Price change$149,900
2024-11-15Price change$155,000
2024-10-25Listed for sale$160,000
2024-08-05Listing removed$159,900
2024-04-19Price change$159,900
2024-04-13Listed for sale$165,000
2015-11-23Sold$62,000
2015-10-22Pending sale$65,900
2015-06-20Listed for sale$65,900
2015-06-16Pending sale$65,900
2015-04-12Listed for sale$65,900
1998-03-18Sold$39,900
1997-01-08Sold$30,000

For Sale by Agent

AgentMichael Giusto
BrokerageMDM Naples Real Estate LLC

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