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20127 Bluewater Rd, Montgomery, TX, 77356

2beds
2baths
858sqft
$107,500
$125price/sqft
$994/moest. monthly cost
$39,760/yrincome needed

About This Home

Welcome to this beautifully remodeled home in a quaint Montgomery development. This Classic Model manufactured home boasts an open floorplan, spacious living area, and a kitchen with a breakfast bar. A 10X20' covered front porch invites you to relax and enjoy the outdoors. The property also features a 10X10 storage building on a concrete slab, poured concrete parking, a fully fenced yard with a double gate across the driveway, and a recently installed septic system. With a new metal roof, 3 split A/C units, and a build date of 6/20/2007, this home is ready for you to move in and make it your own.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Lincoln Elementary SchoolGrades PK-52.8 mi
6/10
7/10
Montgomery High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Block & Beam
  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding

Other

  • Builder name: Legacy

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer,Electric Oven,Electric Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,All Bedrooms Down,Primary Bed - 1st Floor
  • Window features: Window Coverings
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 858
  • Total interior livable area: 858 sqft

Kitchen

  • Features: Breakfast Bar

Master Bathroom

  • Features: Secondary Bath(s): Tub/Shower Combo,Vanity Area

Property

Details

  • Parcel number: 89927

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Full

Lot

  • Lot size: 5,301 sqft
  • Features: Back Yard,Cleared,Subdivided,0 Up To 1/4 Acre

Parking

  • Parking features: No Garage,Boat,Driveway Gate

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hurricane
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $543$6,516
Home Insurance *$84$1,008
Property Taxes $129$1,548
Electricity $238$2,859
Total$994$11,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,080/yr
40% on housing$29,820/yr
45% on housing$26,506/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 77356$188
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77356$175
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-20Price change$107,500
2025-07-09Listed for sale$115,000

For Sale by Agent

AgentFaye Ausmus
BrokerageAusmus Premier Properties, LLC

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