221 Little Peninsula Rd #313, Elgin, IL, 60123
About This Home
Welcome to Willow Lake Estates, a 55+ age-qualified active and vibrant community, where you can find yourself in your dream home. This beautiful 3 bed, 2 bath home offers 1,460 sq ft of thoughtfully designed living space, complete with an attached garage for added convenience. Located in Elgin, Illinois, this home combines modern comfort, style, and hassle-free living. Inside, you'll find a spacious layout filled with natural light, offering plenty of room for relaxing or entertaining. The well-appointed kitchen provides ample cabinetry and workspace, making daily living simple and enjoyable. The primary suite serves as a peaceful retreat with its own private bathroom and walk-in closet. Additional bedrooms are perfect for guests, an office, or hobbies. Enjoy easy-to-maintain landscaping, ideal for unwinding or spending time with friends and family. As a resident of Willow Lake Estates, you'll have access to outstanding community amenities, including a clubhouse, outdoor pool, billiards room, two spring-fed lakes, and beautifully maintained grounds with mature trees. Conveniently located close to shopping, dining, hospitals, and major expressways, everything you need is just minutes away. Whether you're looking for relaxation or an active lifestyle, this vibrant community has it all. Call us today to learn more about this wonderful new home coming soon!
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 2026
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Refrigerator,Microwave
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area above ground: 1,460
Heating
- Heating features: Electric
Interior Area
- Total structure area: 1,460
- Total interior livable area: 1,460 sqft
Property
Details
- On leased land: Yes
- Lease amount: 1601
Features
- On waterfront: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $78 | $936 |
| Property Taxes | $317 | $3,804 |
| Electricity | $130 | $1,569 |
| Total | $1,409 | $16,908 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-23 | Price change | $174,900 |
| 2025-07-09 | Listed for sale | $171,900 |
View on Zillow