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14401 Front Beach 319 Rd, Panama City Beach, FL, 32413

--beds
1baths
330sqft
$178,000
$539price/sqft
$1,392/moest. monthly cost
$55,680/yrincome needed

About This Home

PAID OFF -PARKING GARAGE ASSESSMENT CLOSEST unit to the beach facing the east. Most are over the parking lot , this gives you breathing room of the salt air. Turn Key Ready to Rental as a investment property. studio open feel ALL rentals can TRANSFER! Property can gross 30,000-35,000.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
Surfside Middle SchoolGrades 6-80.4 mi
4/10
J.R. Arnold High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1965

Type & Style

  • Home type: Condo
  • Architectural style: Mid Rise
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 330
  • Total interior livable area: 330 sqft

Other

  • Features: Balcony
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 34511561000
  • Attached to another structure: Yes

Features

  • Pool features: Community
  • Patio & porch: Balcony
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf

Lot

  • Lot size dimensions: 0 x 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $900$10,800
Home Insurance *$208$2,496
Property Taxes $87$1,044
Electricity $197$2,366
Total$1,392$16,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,725/yr
40% on housing$41,760/yr
45% on housing$37,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$539This listing

vs Other Active Listings

Avg $/sqft

ZIP 32413$288
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32413$311
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-22Price change$178,000
2026-01-26Price change$179,000
2025-11-18Price change$188,000
2025-06-15Listed for sale$199,900

For Sale by Agent

AgentKara Percy
BrokeragePiece of Parysdise

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