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911 SW 3rd Ave, Cape Coral, FL, 33991

4beds
3baths
1,984sqft
$615,999
$310price/sqft
$4,603/moest. monthly cost
$184,120/yrincome needed

About This Home

**Welcome Home** NO FLOOD INSURANCE REQUIRED!! See it today. Step into this exquisitely remodeled 4-bedroom, 3-bathroom residence, featuring 2 luxurious master suits and a 2-car garage, nestled on the sparkling waterways of Lake Kennedy along Cape Coral's Chain of Lakes System. This stunning pool home offers direct access to 7 interconnected lakes and miles of scenic canals in the renowned Cape Coral Chain of Lakes System. Whether you're seeking a serene family home or a thriving vacation retreat, or rental, this property delivers on all fronts. Every inch of this home has been professionally remodeled to perfection, blending modern elegance with functional design. Highlights include: NEW Roof in 2022, Granite countertops and solid wood cabinets, Hurricane impact windows and doors, (PS no damage from Irma, Ian, Helene or Milton for peace of mind), Plank tile flooring throughout home boasting sleek, modern aesthetics, stylish, move-in-ready interiors with contemporary colors. Enjoy an unparalleled Lake Life experience with endless opportunities for boating, jet skiing, kayaking, paddleboarding, and wildlife watching—all from your private seawall and dock. Across the serene waters, marvel at the vibrant atmosphere of Sun Splash Waterpark, featuring music and fireworks during seasonal events. Indoors, the home offers a great room-style living area with seamless flow between the kitchen, dining, and living spaces. Entertain effortlessly with a counter-height coffee bar and wine fridge, perfect for casual gatherings. From multiple vantage points within the home take in breathtaking lake views that promise to captivate. The screen-enclosed lanai with pool extends your living space outdoors, offering an idyllic setting for relaxation or entertaining against the backdrop of Lake Kennedy’s shimmering waters. Perfect as a primary residence or an incredible vacation home and or rental, this home’s location and features make it a standout in the market. Don’t miss your chance to own this slice of paradise in Southwest Florida. Schedule your private showing today and turn your dream of lakeside living into reality!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Patriot Elementary SchoolGrades PK-51.2 mi
8/10
Challenger Middle SchoolGrades 6-81.1 mi
4/10
Cape Coral High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Wine Cooler
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Bedroom on Main Level,Dual Sinks,Living/Dining Room,Main Level Primary,Multiple Primary Suites,See Remarks,Shower Only,Separate Shower,Cable TV,Vaulted Ceiling(s),Bar,Walk-In Closet(s),Split Bedrooms,Screened Porch,Great Room
  • Window features: Single Hung,Sliding,Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,456
  • Total interior livable area: 1,984 sqft

Property

Details

  • Parcel number: 234423C201969.0430
  • Lease amount: 0

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,In Ground,Outside Bath Access,Screen Enclosure,See Remarks
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Security/High Impact Doors,Patio
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake,Navigable Water,Seawall

Lot

  • Lot size: 10,410 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,114$37,368
Home Insurance *$349$4,188
Property Taxes $941$11,292
Electricity $199$2,395
Total$4,603$55,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,817/yr
40% on housing$138,090/yr
45% on housing$122,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 33991$245
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33991$227
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listing removed$7,500
2026-02-10Price change$7,500
2026-02-09Listed for rent$1,900
2025-03-11Price change$615,999
2025-02-19Price change$619,963
2024-12-20Price change$621,975
2024-12-01Price change$624,975
2024-11-10Listed for sale$639,957
2024-07-09Listing removed--
2024-04-03Price change$634,973
2024-01-09Listed for sale$649,973
2023-08-14Listing removed--
2023-06-01Price change$674,937
2023-05-01Price change$693,937
2023-04-16Price change$694,937
2023-03-31Price change$699,937
2023-03-24Price change$710,537
2023-03-23Price change$712,537
2023-03-13Price change$713,537
2023-03-01Price change$714,537
2023-02-11Price change$724,537
2023-02-04Price change$726,537
2023-01-27Price change$729,953
2022-11-13Price change$734,899
2022-10-04Listed for sale$739,899
2019-02-07Sold$225,000
2000-06-26Sold$143,000

For Sale by Agent

AgentMarZia RiVera Rodriguez Rivera
BrokerageSouthern World LLC

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