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4023 Goggins Ln, Richmond, KY, 40475

3beds
5baths
4,131.75sqft
$1,450,000
$351price/sqft
$9,233/moest. monthly cost
$369,320/yrincome needed

About This Home

Set behind a gated entrance, this exceptional 40+ acre estate offers a rare combination of privacy, scale, and refined living. Rolling acreage, mature trees, and a tranquil 2+ acre pond create a picturesque backdrop where wildlife and natural beauty are part of everyday life. The residence reflects thoughtful craftsmanship throughout, with Brazilian cherry flooring and energy-efficient triple-pane windows enhancing both comfort and design. At the heart of the home, a professionally remodeled kitchen by Chris Russell showcases custom cabinetry, granite surfaces, and high-end appliances—designed to support both everyday living and effortless entertaining. Living spaces are both inviting and functional, including a sunroom that captures views of the surrounding landscape and a warm, welcoming living area centered around a wood-burning fireplace. The primary suite offers a private retreat, highlighted by a handcrafted fireplace by Red River Hardwoods. A standout feature, the redwood-lined wine cellar accommodates approximately 2,200 bottles, creating a distinctive space for collectors and entertaining alike. Outdoor living extends across stamped concrete patios, complemented by mature landscaping and blueberry bushes. A spacious garage and versatile metal barn provide ample room for storage, equipment, or hobby use. Modern infrastructure includes dual-fuel HVAC and Ubiquiti internet for reliable, property-wide connectivity. Ideally positioned near city limits with annexation potential, this property presents a unique opportunity to enjoy expansive acreage without sacrificing convenience.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
8/10
Madison Middle SchoolGrades 6-82.7 mi
7/10

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Range,Microwave,Refrigerator,Trash Compactor,Oven
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bathroom4

  • Level: Second

Bathroom5

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Dining Room

  • Level: First

Dining Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Blinds,Screens
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,131

Heating & Cooling

  • Heating features: Electric,Heat Pump,Dual Fuel,Propane Tank Owned
  • Cooling features: Electric,Heat Pump,Other

Interior Area

  • Total structure area: 4,131
  • Total interior livable area: 4,131 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Other

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 004100000020
  • Other equipment: Intercom

Features

  • Levels: One
  • Fencing: Other,Partial
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm,Water
  • Has water view: Yes
  • Water view: Water
  • Horses can be raised: Yes

Lot

  • Lot size: 40.06 Acres
  • Features: Secluded,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Detached Carport,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$719$8,628
Property Taxes $857$10,284
Electricity $326$3,914
Total$9,233$110,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$316,560/yr
40% on housing$276,990/yr
45% on housing$246,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 40475$164
Madison County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 40475$175
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Price change$1,550,000
2025-09-09Price change$1,650,000
2025-07-12Listed for sale$1,750,000

For Sale by Agent

AgentDaphne Jewell
BrokerageBerkshire Hathaway HomeServices Foster Realtors

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