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579-581 Botetourt Rd, Fincastle, VA, 24090

--beds
--baths
0sqft
$365,759
--price/sqft
$2,346/moest. monthly cost
$93,840/yrincome needed

About This Home

4 Units Occupied, 4 units vacant - have to give 48hr notice to tenants for showings, text LA

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
7/10
Central Academy MiddleGrades 6-82.1 mi
8/10
James River High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1902

Materials

  • Construction materials: HardiPlank Type,Stone

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Heating & Cooling

  • Heating features: Baseboard Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 60112A
  • Zoning: R3

Lot

  • Lot size: 2.04 Acres

Parking

  • Parking features: Private (1 - 9)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,849$22,188
Home Insurance *$113$1,356
Property Taxes $182$2,184
Electricity $202$2,433
Total$2,346$28,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,434/yr
40% on housing$70,380/yr
45% on housing$62,560/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 24090$263
Botetourt County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 24090$159
Botetourt County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$385,009
2026-02-05Price change$405,273
2026-01-05Price change$413,544
2025-11-13Price change$421,983
2025-10-08Price change$430,595
2025-09-03Price change$439,383
2025-08-08Price change$448,350
2025-07-09Listed for sale$457,500

For Sale by Agent

AgentCOURTNEE W BISHOP
BrokerageMKB, REALTORS(r)

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