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532 State Route 146 Rte E, Golconda, IL, 62938

2beds
1baths
1,050sqft
$69,900
$67price/sqft
$955/moest. monthly cost
$38,200/yrincome needed

About This Home

Look at this cute home on 1.93 acres m/l in Hardin County IL. Close to the Ohio River. This 2 bed, 1 bath home is ready for a new owner. Newer LVP flooring in the kitchen, walk-in pantry for plenty of storage and spacious laundry room, Large living room perfect for gatherings and Plenty of outdoor space in the yard for entertaining or just enjoying nature. 26x 38 outbuilding with wood burner makes for a perfect hobby shop, workshop or toy storage. Newer Aerator septic system. Come take a look!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
5/10
6/10
Hardin County High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: None

Bedroom1

  • Level: Main
  • Dimensions: 13ft 0in x 13ft 7in

Bedroom2

  • Level: Main
  • Dimensions: 9ft 9in x 13ft 2in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),High Speed Internet

Heating

  • Heating features: Electric,Baseboard

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Kitchen

  • Level: Main
  • Dimensions: 14ft 7in x 10ft 0in

Laundry

  • Level: Main
  • Dimensions: 10ft 9in x 6ft 9in

Living Room

  • Level: Main
  • Dimensions: 21ft 5in x 14ft 2in

Main Level

  • Area: 1050

Property

Details

  • Parcel number: 052704302001

Lot

  • Lot size: 1.93 Acres
  • Features: Level,Sloped
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Earthquake
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$424$5,088
Property Taxes $48$576
Electricity $130$1,569
Total$955$11,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,742/yr
40% on housing$28,650/yr
45% on housing$25,466/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -9.9%
-9.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 62938$66
Hardin County$78

vs Homes Sold Last Month

Median $/sqft

ZIP 62938
Hardin County$21

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$69,900
2026-01-21Listed for sale$74,900
2026-01-06Listing removed$74,900
2025-10-23Price change$74,900
2025-07-09Listed for sale$79,900

For Sale by Agent

AgentDebra J Case
BrokerageHOUSE 2 HOME REALTY

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