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1525 W US Highway 34, Loveland, CO, 80537

2beds
1baths
1,208sqft
$424,900
$352price/sqft
$2,711/moest. monthly cost
$108,440/yrincome needed

About This Home

Don't miss this gorgeous mountain home flaunting some of the best views in the canyon. Perfect as a primary residence, second home, or income property, this beautifully maintained gem offers the ideal blend of comfort, versatility, and Colorado character—all just minutes from both Loveland and Estes Park. Set on over an acre, the property offers ample space for your RV, trailer, or boat, with no HOA and room to spread out. Step inside to a warm, inviting interior featuring brand-new carpet, new baseboards, and a beautifully remodeled kitchen complete with hickory cabinets, stainless steel appliances, a deep sink, and butcher block counters—designed for both everyday living and entertaining. Two bedrooms and an open floorplan provide flexible living options, while the cozy wood stove and thoughtful details throughout create a relaxed, mountain-modern vibe. Outside, unwind on the front porch or multiple patios while taking in panoramic mountain and water views. The property borders national forest land, offering unparalleled access to hiking and outdoor adventure. There’s even spectacular fly fishing literally steps away. A spacious detached workshop adds even more value—ideal as a studio, creative space, or hobby shop. With its scenic setting, practical updates, and unbeatable location, this home is truly one of a kind. Special financing available with preferred lender, including a 1-0 buydown—contact the listing agent for details. Ready to move in? Schedule your showing today!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
5/10
Walt Clark Middle SchoolGrades 6-82.4 mi
6/10

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Composition
  • Construction materials: Block,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer

Bathroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main
  • Area: 140
  • Dimensions: 10 x 14

Bedroom

  • Level: Main
  • Area: 72
  • Dimensions: 8 x 9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Butcher Counters,Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile
  • Finished area above ground: 824

Heating

  • Heating features: Forced Air,Wood Stove

Interior Area

  • Total structure area: 1,208
  • Total interior livable area: 1,208 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 10 x 9

Property

Details

  • Parcel number: R1627846
  • Zoning: O
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Has view: Yes
  • View description: Mountain(s)
  • Residential vegetation: Wooded

Lot

  • Lot size: 1.01 Acres
  • Features: Borders National Forest,Many Trees,Rock Outcropping,Rolling Slope

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Wildfire
Winter Weather
Avalanche
Inland Flooding
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$193$2,316
Property Taxes $184$2,208
Electricity $186$2,232
Total$2,711$32,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,948/yr
40% on housing$81,330/yr
45% on housing$72,293/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 80537$250
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80537$234
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$424,900
2025-11-18Listing removed$2,500
2025-10-27Listed for rent$2,500

For Sale by Agent

AgentSeth Jenson
BrokerageReal Broker, LLC DBA Real

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