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Fm 3000 Tract #1, Elgin, TX, 78621

--beds
--baths
--sqft
$210,000
--price/sqft
$1,631/moest. monthly cost
$65,240/yrincome needed

About This Home

Offering up to $10,000 seller concession! Welcome to your private sanctuary just 3 miles east of Elgin’s vibrant downtown district. This expansive 13-acre tract offers the ultimate in exclusive country living—where your closest neighbors may be deer, wild turkey, and other native wildlife. With a mix of mature trees and open clearings, the property is ideal for a custom site-built home (mobile or modular homes are not permitted). A wildlife exemption is already in place, offering valuable property tax savings. Electricity is nearby, and a well will be required for water (not in place). Boundary lines have been cleared and marked, making access and planning easy. Whether you're drawn to hiking, birdwatching, or simply enjoying the quiet beauty of nature, this setting offers it all. Imagine building your dream home in a place where privacy meets natural serenity—just minutes from local shopping, dining, and community events, yet a world away from the noise. If you're seeking a peaceful escape with room to roam, this one-of-a-kind property is ready to welcome you home. Additional land available Tract 2 MLS 3158145 and Tract 3 MLS 8512124 for a total of 34.697 acres.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Elgin IntGrades 5-63.6 mi
3/10
Elgin Middle SchoolGrades 7-83.7 mi
2/10
Elgin High SchoolGrades 9-124.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 13391
  • Special condition: Standard

Features

  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Horses can be raised: Yes

Lot

  • Lot size: 13 Acres
  • Features: Agricultural,Farm,Gentle Sloping,Trees-Large (Over 40 Ft),Many Trees,Trees-Medium (20 Ft - 40 Ft),Views

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$128$1,536
Property Taxes $204$2,448
Electricity $238$2,859
Total$1,631$19,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,920/yr
40% on housing$48,930/yr
45% on housing$43,493/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78621$196
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78621$169
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-21Price change$210,000
2025-07-10Listed for sale$225,000

For Sale by Agent

AgentCecilia Whitley
BrokerageSterling & Associates R.E.

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