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75 N Southern Cross Ln, Inlet Beach, FL, 32461

5beds
7baths
6,922sqft
$4,999,000
$722price/sqft
$28,538/moest. monthly cost
$1,141,520/yrincome needed

About This Home

Now complete, brand new, and move-in ready, 2025 Parade of Homes Winner 75 N Southern Cross Lane presents an exceptional opportunity in Watersound Camp Creek—strategically repositioned at $5,995,000 for immediate consideration. Encompassing nearly 7,000 square feet, this newly delivered residence offers a rare combination of scale, finish quality, and resort-style living within one of 30A's most exclusive gated communities. Thoughtfully designed with dual primary suites, soaring beamed ceilings, and a seamless blend of luxury and functionality, the home is ready for immediate enjoyment without the wait of new construction. This refined offering reflects today's market while delivering a level of craftsmanship, amenities, and lifestyle value that stands apart. Inside, every space has been curated for elevated everyday living and effortless entertaining. A full chef's kitchen is complemented by a discreet service kitchen, while two laundry rooms, an in-home elevator, and a 2.5-car garage enhance convenience. Dedicated spaces include an executive office, fully equipped home gym, state-of-the-art theater, and expansive game room with wet bar. The private wellness suite rivals a luxury spa, featuring a steam room, dry sauna, cold plunge, and dedicated showeran unmatched retreat within the home. Outdoors, a private backyard oasis unfolds with a resort-style pool, spa, and full outdoor kitchen overlooking a tranquil pond, creating an ideal setting for relaxation and entertaining alike. Guests enjoy complete privacy in the carriage house above the garage, complete with its own entrance and full kitchen. The home's coastal architecture is elevated by natural stone accents, a grand auto court, and striking curb appeal throughout. Ownership in Watersound Camp Creek extends far beyond the home itself. Residents may access exclusive Watersound Club membership opportunities, offering private beach access with chair and towel service, a multi-pool campus with lazy river, championship golf across multiple courses, world-class fitness and wellness facilities, tennis and pickleball, and premier dining and spa experiences at Camp Creek Inn, The Pearl, and WaterColor Inn. With only 263 homesites, Watersound Camp Creek remains one of the most limited and coveted communities on the Gulf Coast. 75 N Southern Cross Lane delivers a rare opportunity to secure a fully completed, legacy-caliber residenceoffering immediate occupancy, exceptional value, and a lifestyle that is simply unmatched along 30A.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-53.4 mi
8/10
8/10
South Walton High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Concrete,Brick,Siding Brick Some,Stone,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Double Oven,Range Hood,Refrigerator,Washer,Gas Water Heater,Tankless Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Dining Area

  • Level: First
  • Area: 210.3981
  • Dimensions: 18.58 x 11.33

Features

  • Breakfast Bar,Bookcases,Beamed Ceilings,Vaulted Ceiling(s),In-Law Floorplan,Kitchen Island,Recessed Lighting,Newly Painted,Pantry,Shelving,Upgraded Media Wing,Wet Bar,Natural Woodwork,Elevator
  • Flooring: Hardwood,Tile
  • Fireplace features: Gas,Fireplace 2+
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,922
  • Total interior livable area: 6,922 sqft

Kitchen

  • Level: First
  • Area: 369.05
  • Dimensions: 27.5 x 13.42

Living Room

  • Level: First
  • Area: 357.5
  • Dimensions: 27.5 x 13

Master Bathroom

  • Level: First
  • Area: 171.7314
  • Dimensions: 11.58 x 14.83

Master Bathroom

  • Level: Second
  • Area: 70.875
  • Dimensions: 12.5 x 5.67

Master Bedroom

  • Level: First
  • Area: 303.38
  • Dimensions: 21.67 x 14

Master Bedroom

  • Level: Second
  • Area: 283.765
  • Dimensions: 14.5 x 19.58

Office

  • Level: First
  • Area: 156.75
  • Dimensions: 14.25 x 11

Other

  • Level: Second
  • Area: 242.022
  • Dimensions: 11.58 x 20.9

Property

Details

  • Parcel number: 223S18161040001380
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground,Gunite
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Outdoor Grill,Balcony,Columns,Sauna/Steam,Separate Living Area,Outdoor Kitchen,Rain Gutters
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Partial
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Pond

Lot

  • Lot size: 0.28 Acres
  • Features: Interior Lot
  • Lot size dimensions: 147 x 84

Parking

  • Total spaces: 2.5
  • Parking features: Garage Door Opener,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $25,277$303,324
Home Insurance *$524$6,288
Property Taxes $2,041$24,492
Electricity $696$8,359
Total$28,538$342,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$978,445/yr
40% on housing$856,140/yr
45% on housing$761,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$722This listing

vs Other Active Listings

Avg $/sqft

ZIP 32461$728
Walton County$483

vs Homes Sold Last Month

Median $/sqft

ZIP 32461$589
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$5,650,000
2025-12-18Price change$5,995,000
2025-07-10Listed for sale$6,500,000

For Sale by Agent

AgentAnderson Group 30A
BrokerageBerkshire Hathaway HomeServices

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