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196 Whitestone Dr, Talking Rock, GA, 30175

4beds
3baths
1,976sqft
$369,900
$187price/sqft
$2,706/moest. monthly cost
$108,240/yrincome needed

About This Home

Your own piece of mountain paradise awaits in this nearly new home on a permanent foundation, offering 1,976 square feet, 4 bedrooms, and 3 full baths. Thoughtfully designed and impeccably maintained, this home delivers the space, storage, and modern conveniences today's buyers are looking for in a private natural setting The contemporary kitchen opens seamlessly to a spacious family room and features a countertop island and inviting breakfast area, making it ideal for everyday living and entertaining. A separate dining room adds flexibility and is enhanced with barn doors, allowing it to function perfectly as a home office, playroom, or flex space. The oversized primary suite is a true retreat, featuring a luxurious bathroom with a soaking tub, large walk-in shower, and an expansive walk-in closet. The primary suite is privately situated apart from the three secondary bedrooms and two additional full baths, offering maximum privacy and comfort. Designed with accessibility in mind, the home is fully handicap accessible with a ramped entrance, wider doorways, and a roll-in shower-no modifications needed. Set on 7.06 acres of wooded tranquility, the land offers endless possibilities for hiking, recreation, hunting, or creating a family compound. With no restrictions, you can truly make the property your own. This is a rare opportunity to enjoy acreage and privacy without sacrificing home quality-at an affordable price point. Tucked away yet conveniently located just off Highway 515, the property is only 15 minutes from shopping, dining, medical facilities, and all the amenities of Jasper and Ellijay.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
7/10
Gilmer High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile,Modular,Ranch
  • Property subType: Single Family Residence,Residential,Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: In Kitchen,Laundry Room

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Master on Main, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Features: Open Concept, Separate Dining Room

Features

  • Double Vanity,High Speed Internet,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows,Window Treatments
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,976
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 1,976 sqft

Kitchen

  • Features: Eat-in Kitchen, Kitchen Island, Pantry Walk-In

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower

Master Bedroom

  • Features: Master on Main, Split Bedroom Plan
  • Level: Master on Main, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Doors,Accessible Entrance,Accessible Full Bath,Accessible Hallway(s),Accessible Kitchen

Details

  • Parcel number: 3056E 028
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Other,Private Yard,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 7.06 Acres
  • Features: Private,Sloped,Wooded

Parking

  • Total spaces: 4
  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$182$2,184
Property Taxes $435$5,220
Electricity $219$2,637
Total$2,706$32,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,777/yr
40% on housing$81,180/yr
45% on housing$72,160/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 30175$221
Gilmer County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 30175$191
Gilmer County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$369,900
2026-03-15Price change$389,900
2026-01-03Listed for sale$392,900
2025-11-24Listing removed$339,900
2025-10-05Price change$339,900
2025-08-22Listed for sale$359,900
2009-12-28Sold$33,825
2008-02-22Sold$35,900

For Sale by Agent

AgentKIM COMEAUX
BrokerageEXP Realty, LLC.

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