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4855 County Road 146 #77, Wildwood, FL, 34785

1beds
1baths
480sqft
$29,000
$60price/sqft
$375/moest. monthly cost
$15,000/yrincome needed

About This Home

Live Tiny, Live Large - Waterfront Living in Central Florida! Enjoy a slice of the Key West lifestyle without leaving Central Florida. This charming home is one of only three properties sitting directly on the banks of Lake Deaton-offering unbeatable water views and peaceful surroundings. Spend your evenings taking in breathtaking sunsets, or cast a line right from your backyard and reel in largemouth bass. Whether you're relaxing or entertaining, this is Florida living at its best. Recent Updates Include: New roof, Central A/C, Updated windows (some),select new appliances, fresh interior paint and remodeled bathroom. Included is a nice sized shed which will provide ample storage. Located in a 21+ community, this home also comes with an affordable lot lease of just $675/month, which includes water, sewer, trash, and lawn care. Keeping life simple and stress-free. All this for under $30K-rare waterfront value you won't find elsewhere!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
3/10

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 480 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 675

Features

  • Patio & porch: Enclosed Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Deaton

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire
Heat Wave

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $146$1,752
Home Insurance *$15$180
Property Taxes $17$204
Electricity $197$2,366
Total$375$4,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,857/yr
40% on housing$11,250/yr
45% on housing$10,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 34785$156
Sumter County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 34785$173
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Listed for sale$29,000
2026-04-13Listing removed--
2025-12-11Listed for sale$39,900
2025-08-12Listing removed$38,999
2025-08-03Contingent$38,999
2025-07-29Price change$38,999
2025-07-11Listed for sale$42,000

For Sale by Agent

AgentLisa Skutt
BrokerageDown Home Realty

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