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161 North Road, Matinicus, ME, 04851

6beds
5baths
3,741sqft
$1,675,000
$448price/sqft
$11,244/moest. monthly cost
$449,760/yrincome needed

About This Home

Escape to the beauty and quiet of Matinicus Island. Situated more than 20 miles off the coast of Midcoast Maine, this private 20-acre oceanfront compound includes a year-round main house and a seasonal guest cottage, all set along 1,000 feet of bold shoreline. The main home, built in 1993, blends modern comforts with restored antique charm. A bright kitchen features honed slate countertops, an eat-in island, oak cabinetry, and tile flooring. A Crawford cookstove anchors the dining room with red oak wainscoting, while the back parlor showcases a wood-burning fireplace with its original mantel. The living room includes a built-in TV hutch and access to a formal entry highlighted by a curved ceiling and classic black-and-white tile flooring. The tongue-and-groove ceiling continues upstairs, where four bedrooms reflect thoughtful period details, including a primary bedroom with water views and a guest room with a boat-inspired daybed. A full bath with separate tub and shower, along with a half bath, complete the upper level. Oak flooring runs throughout much of the home. The seasonal guest cottage, completed in 2024, captures expansive ocean views from its oceanside deck. Inside, it features two bedrooms, two full baths, a full kitchen, dining area, living room, and a built-in daybed tucked beneath the stairs. An outdoor shower and rolling lawn lead to the dramatic shoreline and a firepit with sweeping northwestern ocean views, ideal for taking in unforgettable sunsets. Attached and freestanding barns, a garden shed, and a small pond complete this exceptional island retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

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Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Stone,Poured Concrete
  • Roof: Metal,Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,New Englander
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Full,Sump Pump,Unfinished

Bedroom2

  • Features: Built-in Features,Closet
  • Level: Second

Bedroom2

  • Features: Full Bath,Skylight,Suite
  • Level: Second

Bedroom3

  • Features: Built-in Features,Closet
  • Level: Second

Bedroom4

  • Features: Built-in Features,Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Features: Dining Area,Formal,Heat Stove
  • Level: First

Features

  • Bathtub,Shower,Storage
  • Window features: Double Pane Windows
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,741

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 3,741
  • Total interior livable area: 3,741 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Features: Built-in Features
  • Level: First

Living Room

  • Features: Built-in Features
  • Level: First

Mud Room

  • Features: Built-in Features
  • Level: First

Office

  • Features: Wood Burning Fireplace
  • Level: First

Primary Bedroom

  • Features: Closet
  • Level: Second

Primary Bedroom

  • Features: Full Bath,Separate Shower,Suite
  • Level: First

Property

Details

  • Zoning: Shoreland

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s),Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Penobscot Bay
  • Frontage length: Waterfrontage: 1000,Waterfrontage Owned: 1000

Lot

  • Lot size: 20 Acres
  • Features: Near Public Beach,Other,Level,Open Lot,Right of Way,Rolling Slope,Landscaped,Wooded

Parking

  • Total spaces: 3
  • Parking features: Gravel,11 - 20 Spaces
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Winter Weather
Hurricane
Landslide
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,469$101,628
Home Insurance $725$8,700
Property Taxes $1,507$18,084
Electricity $543$6,525
Total$11,244$134,928

Income You'd Need if You Spent...

35% on housing$385,508/yr
40% on housing$337,320/yr
45% on housing$299,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$448This listing

vs Other Active Listings

Avg $/sqft

ZIP 04851$242
Knox County$325

vs Homes Sold Last Month

Median $/sqft

ZIP 04851
Knox County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$1,775,000
2026-04-01Listing removed$1,850,000
2025-07-11Listed for sale$1,850,000

For Sale by Agent

AgentKristin Heal
BrokerageLegacy Properties Sotheby's International Realty

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