




3506 Frank St, Grand Island, NE, 68803
About This Home
Experience elevated lake living in this stunning new Oseka home, where thoughtful design meets refined luxury. Soaring cathedral ceilings and an open-concept layout create a bright, airy feel, enhanced by expansive windows that showcase serene lake views and maximize natural light. The heart of the home features a seamless flow between living, dining, and kitchen spaces, along with an impressive walk-in pantry—perfect for both everyday living and entertaining. The private primary suite offers a tranquil, spa-inspired bathroom, while the walk-out basement provides exceptional entertainment space complete with a stylish wet bar. With a flexible floor plan suited to a variety of lifestyles, and warm, neutral finishes accented by subtle pops of color, this home offers a truly luxurious living experience. *Some photos AI-Enhanced, Seller holds a NE Real Estate License. Taxes are on lot only.
Getting Around
Schools
Construction
Condition
- Year built: 2026
Materials
- Roof: Asphalt,Metal
- Construction materials: Frame,Stone,Hardboard
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Gas Range,Dishwasher,Disposal,Refrigerator,Vented Exhaust Fan,Range Hood,Gas Water Heater,Humidifier
- Laundry features: Main Level,Electric,Lower Level,Tile
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Finished,Sump Pump,Drain Tile
Bedroom2
- Level: Lower
- Area: 176
Bedroom3
- Level: Lower
- Area: 170.4
Bedroom4
- Level: Lower
- Area: 170.4
Bedroom5
- Level: Upper
- Area: 182.7
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Dining Room
- Features: Sliding Glass Doors,Wood
- Level: Main
- Area: 220.64
Family Room
- Features: Bar,Fireplace,Sliding Glass Doors,Vinyl
- Level: Lower
- Area: 595.65
Features
- Walk-In Closet(s),Master Bath,Great Room,Office,Mud Room
- Door features: Dining Room Sliding Glass Door,Family Room Sliding Glass Door
- Window features: No Window Coverings
- Flooring: Wood,Vinyl,Tile
- Number of fireplaces: 1
- Fireplace features: One,Gas,Family Room,Living Room
- Fireplace: Yes
- Finished area below ground: 110
- Finished area above ground: 3,167
Heating & Cooling
- Heating features: Electric Forced Air,Gas Forced Air,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 6,334
- Total interior livable area: 3,167 sqft
Kitchen
- Features: Electric Range,Gas Range,Dishwasher,Garbage Disposal,Refrigerator,Pantry,Kitchen Vent,Eat-in,Range Hood,Wood
- Level: Main
- Area: 220.64
Living Room
- Features: Fireplace,Wood
- Level: Main
- Area: 370.36
Master Bedroom
- Level: Main
- Area: 209.76
Office
- Level: Main
- Area: 117.276
Property
Details
- Parcel number: 400524584
Features
- Levels: One and One Half
- Patio & porch: Deck,Patio,Covered Patio,Covered Deck
- Exterior features: Rain Gutters
- On waterfront: Yes
- Living area range: 2500+
Lot
- Lot size: 0.69 Acres
- Features: Automatic Sprinkler,Established Yard
- Lot size dimensions: IRR
Parking
- Total spaces: 3
- Parking features: 3 Car,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Lightning
- Cold Wave
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,368 | $100,416 |
| Home Insurance | $1,803 | $21,636 |
| Property Taxes | $1,751 | $21,012 |
| Electricity | $195 | $2,346 |
| Total | $12,117 | $145,404 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $1,655,000 |
| 2025-07-10 | Sold | $130,000 |
