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1016 Michael Ln, West Frankfort, IL, 62896

5beds
5baths
4,016sqft
$595,000
$148price/sqft
$5,202/moest. monthly cost
$208,080/yrincome needed

About This Home

Welcome to this charming home located at 1016 Michael Ln in West Frankfort, IL. This property has a spacious layout with multiple bedrooms and bathrooms, appropriate for comfortable living. The kitchen is well-appointed with modern appliances and ample counter space. Enjoy outdoor gatherings in the generous backyard. Conveniently situated near local amenities, this home provides a superb balance of tranquility and accessibility.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
4/10
Central Jr High SchoolGrades 7-80.8 mi
1/10

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Level: Basement
  • Area: 324
  • Dimensions: 18X18

Bedroom4

  • Level: Basement
  • Area: 196
  • Dimensions: 14X14

Bedroom5

  • Level: Basement
  • Area: 196
  • Dimensions: 14X14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 10X14

Family Room

  • Level: Basement
  • Area: 648
  • Dimensions: 18X36

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 4,016 sqft

Kitchen

  • Level: Main
  • Area: 336
  • Dimensions: 14X24

Laundry

  • Level: Main
  • Area: 36
  • Dimensions: 6X6

Living Room

  • Level: Main
  • Area: 324
  • Dimensions: 18X18

Master Bedroom

  • Features: Bathroom (Double Sink,Whirlpool & Sep Shwr)
  • Level: Main
  • Area: 324
  • Dimensions: 18X18

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 12184810070000
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Patio
  • Exterior features: Outdoor Grill

Lot

  • Lot size: 7.33 Acres
  • Lot size dimensions: 400 X 798

Parking

  • Total spaces: 5
  • Parking features: Yes,Attached,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$1,301$15,612
Property Taxes $585$7,020
Electricity $308$3,706
Total$5,202$62,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,354/yr
40% on housing$156,060/yr
45% on housing$138,720/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 62896$74
Franklin County$82

vs Homes Sold Last Month

Median $/sqft

ZIP 62896
Franklin County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$595,000
2026-01-12Listing removed$675,000
2025-07-11Listed for sale$675,000

For Sale by Agent

AgentMisael Chacon
BrokerageBeycome brokerage realty LLC

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