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468 Whittington Cir, Madison, MS, 39110

5beds
4baths
3,700sqft
$869,900
$235price/sqft
$5,733/moest. monthly cost
$229,320/yrincome needed

About This Home

Beautiful New Construction built like a Custom, Located in a Gated Neighborhood in the Heart of Madison! Great Location! 5 Bedrooms, 4 Baths, Downstairs Office with Built-in's, Upstairs Children's Den plus Study! Great Open Plan with Kitchen/Large Island/Breakfast Bar featuring a 6 Burner Gas Cooktop, Double Ovens, Lots of Cabinets, Walk in Pantry, Wet Bar w/Beverage Fridge in Breakfast Area/Keeping Area. Formal Dining Room. Engineered Oak Floors thru out, Tile only in Baths/Laundry. Great Master Suite w/6 Ft Soaking Tub & Large Walk-in Shower. 11 Foot Ceilings, 2 Tankless Water Heaters, 3 HVAC Units, 3 Floored Attic Spaces with Lots of Storage. Tech Shield Decking to Help Attic be 20+ Degrees Cooler to Help with Efficiency, Security System, and Wired for Network. Outdoor Kitchen w/2nd Fireplace and Pine Porch Ceilings, Large Front Porch w/Pine Porch Ceilings. Sprinkler System & Fully Guttered. All the Extra's!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

10/10
Rosa Scott SchoolGrades 91.2 mi
10/10
Madison Central High SchoolGrades 10-122.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Post-Tension,Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Cooktop,Dishwasher,Disposal,Exhaust Fan,Gas Cooktop,Microwave,Range Hood,Tankless Water Heater,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Lower Level,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bar,Bookcases,Built-in Features,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Storage,Walk-In Closet(s),Wet Bar,Wired for Data,Breakfast Bar
  • Door features: Dead Bolt Lock(s),Double Entry,Fiberglass,Pocket
  • Window features: Roll Out,Vinyl Clad
  • Flooring: Tile,Wood
  • Fireplace features: Gas Log,Gas Starter,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Exhaust Fan,Gas,Multi Units

Interior Area

  • Total structure area: 3,700
  • Total interior livable area: 3,700 sqft

Property

Details

  • Parcel number: H
  • Zoning description: Single Family Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Brick,Front Porch,Porch,Rear Porch
  • Exterior features: Outdoor Grill,Outdoor Kitchen,Rain Gutters
  • Fencing: None

Lot

  • Lot size: 0.25 Acres
  • Features: Corners Marked,Landscaped,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Storage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,398$52,776
Home Insurance *$542$6,504
Property Taxes $449$5,388
Electricity $344$4,128
Total$5,733$68,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,560/yr
40% on housing$171,990/yr
45% on housing$152,880/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 39110$210
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39110$179
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$869,900
2026-04-08Price change$875,000
2025-07-11Listed for sale$899,900

New Construction

AgentMandy Gardner
BrokerageMaselle & Associates Inc

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