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46 N Front St, Duncannon, PA, 17020

3beds
2baths
1,977sqft
$179,900
$91price/sqft
$1,375/moest. monthly cost
$55,000/yrincome needed

About This Home

This is currently a well-maintained two-unit home, but could be easily convertet back to a 1 unit single family home. This home offers comfortable living spaces with recent renovations and great rental income potential. Located on a .12-acre lot in Duncannon, this property features a first-floor unit with 1 bedroom and 1 full bathroom, and a second-floor unit with 2 bedrooms and 1 full bathroom. Both units are currently rented at $700 each, making this an excellent investment opportunity. Inside, the first-floor unit boasts a combination of vinyl plank and hardwood flooring, offering durability and charm. The second-floor unit has vinyl plank flooring in the living spaces with plush carpeting in the bedrooms for added comfort. The home was remodeled just a few years ago, ensuring modern finishes and functional layouts. **A Recent Appraisal was done on the home. Appraised value $199,000. Additional amenities include a 200-amp electrical service on the second floor and a 100-amp service on the first floor, providing ample capacity for your needs. Whether you're an investor seeking steady rental income or a homeowner looking to offset mortgage costs, this duplex is a must-see. Don't miss out on this fantastic opportunity in Duncannon!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Susquenita El SchoolGrades K-46.9 mi
5/10
Susquenita Middle SchoolGrades 5-86.9 mi
3/10
Susquenita High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Metal,Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Hardwood,Laminate,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,977

Heating & Cooling

  • Heating features: Hot Water,Oil,Electric
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 1,977
  • Total interior livable area: 1,977 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 180077.02017.000
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Washers And Dryers - Tenant Owned | 1st Floor Refrigerator

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5,227 sqft
  • Features: Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Hurricane
Lightning
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$82$984
Property Taxes $160$1,920
Electricity $224$2,692
Total$1,375$16,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,142/yr
40% on housing$41,250/yr
45% on housing$36,666/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 17020$160
Perry County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 17020$183
Perry County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-11Listed for sale$189,000

For Sale by Agent

AgentAARON RISSINGER
BrokerageIron Valley Real Estate of Central PA

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