904 W Delaware St, Jay, OK, 74346
About This Home
Newly built in 2025 this 3 bed 1 bath home is located centrally inside city limits. The home features custom cabinets and granite countertops in the kitchen and bathroom. The kitchen also includes stainless steel appliances. Vinyl plank flooring throughout the home. The lot provides flexibility to add a carport or shop.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Microwave,Oven,Stainless Steel Appliances
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 962
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Central
Interior Area
- Total structure area: 962
Kitchen
- Features: Open,Granite Counters
Property
Details
- Lease amount: 0
Features
- Stories: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters in Delaware County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $728 | $8,736 |
| Home Insurance | $94 | $1,128 |
| Property Taxes | $61 | $732 |
| Electricity | $144 | $1,732 |
| Total | $1,027 | $12,324 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Contingent | $144,000 |
| 2026-08-01 | Listed for sale | $144,000 |
| 2025-08-02 | Listing removed | $150,000 |
| 2025-07-26 | Price change | $150,000 |
| 2025-07-12 | Listed for sale | $159,000 |
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