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2900 Marston Rd, New Windsor, MD, 21776

0beds
3baths
3,373sqft
$364,900
$108price/sqft
$2,662/moest. monthly cost
$106,480/yrincome needed

About This Home

Discover the charm and opportunity of this beautiful historic church, originally built in 1878 and offering over 5,100 square feet of interior space. Set on a peaceful 0.7-acre lot surrounded by picturesque farmland, the property combines pastoral views with a convenient, expansive parking area. A welcoming front ramp provides easy access into the building, where visitors are greeted by a dedicated entry area that opens into a spacious sanctuary adorned with stunning stained glass windows, filling the space with warmth and natural light. The building includes six large, windowed rooms that are ideal for gatherings, classrooms, or office use—each offering natural light and flexibility for a variety of needs. The lower level features a generous 38' x 24' dining area alongside an impressive commercial-style kitchen equipped with a ten-burner gas stove, oversized sink, two refrigerators, and abundant cabinet and counter space—ideal for hosting community meals or events. This level also includes windows and a ground-level entrance, allowing for easy loading and unloading of supplies. An attached storage room in the rear of the building provides additional space for equipment or seasonal items. Thoughtfully updated, the property includes one main-level bathroom and two on the lower level, and a stair-accessible chairlift that conveys with the sale. Dual oil furnaces, and central air conditioning on both levels ensure comfort and functionality year-round. A water treatment system is also in place for added peace of mind. With agricultural zoning and a long history of use as a church, this property offers potential for continued religious use or a variety of other permitted purposes. It’s a rare opportunity to own a timeless structure with character, functionality, and serene surroundings. Listing broker does not guarantee permissible uses, it is sole responsibility of buyer and buyer's agent to ensure buyer's intended use complies with zoning and land use through Carroll County and/or applicable government agency controlling parcel.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
6/10
Mount Airy Middle SchoolGrades 6-88.7 mi
8/10
South Carroll High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1878

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Improved,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bathrooms: 3
  • 1/2 bathrooms: 3
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,373

Foyer

  • Level: Main

Great Room

  • Level: Lower

Half Bath

  • Level: Main

Half Bath

  • Level: Lower

Half Bath

  • Level: Lower

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,136
  • Total interior livable area: 3,373 sqft

Kitchen

  • Level: Lower

Office

  • Level: Main

Office

  • Level: Main

Office

  • Level: Main

Office

  • Level: Main

Office

  • Level: Main

Office

  • Level: Main

Office

  • Level: Main

Sitting Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Stair Lift,Accessible Approach with Ramp

Details

  • Parcel number: 0709002324
  • Zoning: AGRIC
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.71 Acres

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$124$1,488
Property Taxes $264$3,168
Electricity $429$5,156
Total$2,662$31,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,268/yr
40% on housing$79,860/yr
45% on housing$70,986/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 21776$182
Carroll County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 21776$230
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-11Listed for sale$400,000
2025-12-31Pending sale$400,000
2025-12-10Listing removed$400,000
2025-07-14Listed for sale$400,000

For Sale by Agent

AgentPaul MacKenzie
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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