15827 Wilderness Trl #28, Crosslake, MN, 56442
About This Home
Escape to your own place on the Whitefish Chain with this charming one-bedroom unit tucked into the second row of Wilderness Park on Little Pine Lake. This is where summer days are spent on the water, evenings wind down by the lake, and everything you need is right within reach. Enjoy access to the entire Whitefish Chain, known for its clear water, great fishing, and lakeside restaurants. Whether you're out boating for the day or heading in for dinner by water, this location puts you in the middle of it all. The property includes your own dock, a 12 x 30 garage for storage, and access to a fish cleaning house. Community amenities are designed for easy lake living, including tennis and pickleball courts, volleyball, horseshoes, a private boat landing, boat wash, shower house, storm shelter, and laundry facilities. Simple, comfortable, and ready to enjoy, this is an easy way to step into lake life and make the most of the season.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Laundry features: Common Area
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 396
Heating & Cooling
- Heating features: None
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 396
- Total interior livable area: 396 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 14461247
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 396
Features
- Levels: One and One Half
- Stories: 1
- Private pool: Yes
- Pool features: In Ground,Heated,Outdoor Pool,Shared
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Association Access,Deeded Access,Lake View,Shared,Waterfront Elevation(0-4)
- Frontage length: Water Frontage: 2000
Lot
- Lot size dimensions: 0
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Crow Wing County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $632 | $7,584 |
| Home Insurance * | $50 | $600 |
| Property Taxes | $75 | $900 |
| Electricity | $170 | $2,050 |
| Total | $927 | $11,124 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Listed for sale | $139,000 |
| 2026-01-01 | Listing removed | $145,000 |
| 2025-10-28 | Price change | $145,000 |
| 2025-07-14 | Listed for sale | $150,000 |
For Sale by Agent
View on Zillow