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307 De Borgia Hvn, De Borgia, MT, 59830

5beds
3baths
2,879sqft
$499,000
$173price/sqft
$3,096/moest. monthly cost
$123,840/yrincome needed

About This Home

MOTIVATED SELLERS BIG PRICE REDUCTION!!!! Western Montana Log sided home in the Heart of a Recreational and Wildlife-rich area. Home is one level, 5 bedroom home, with an open floorplan and a loft area with so much potential, office, quilting, game room or more bedrooms. Home had a total remodel and more square footage added in 2006 with tons of sq footage on one level. Located close to the Look Out ski area and the Hiawatha bike trail with easy I-90 access to Missoula MT or Spokane WA. Great ATV and snowmobile area with groomed trails where you can ride from your front door. Area is known for easy access to USFS land and all it has to offer. Property is on a private septic and well. Large enough for that big family or what a great recreational location for a possible investment with a potential for an Airbnb.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
St Regis SchoolGrades PK-612.5 mi
7/10
St Regis 7-8Grades 7-812.5 mi
5/10
St Regis High SchoolGrades 9-1212.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1960

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Electric,Forced Air,Hot Water,Propane,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,879 sqft

Property

Details

  • Parcel number: 54285530305010000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Rear Porch,Covered,Front Porch,Screened,Side Porch
  • Exterior features: Storage,Propane Tank - Leased
  • Topography of land: Level

Lot

  • Lot size: 1.02 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Additional Parking
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Wildfire
Ice Storm
Landslide

FEMA Declared Disasters in Mineral County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance $169$2,028
Property Taxes $207$2,484
Electricity $197$2,372
Total$3,096$37,152

Income You'd Need if You Spent...

35% on housing$106,148/yr
40% on housing$92,880/yr
45% on housing$82,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 59830$260
Mineral County$253

vs Homes Sold Last Month

Median $/sqft

ZIP 59830
Mineral County$332

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-19Price change$549,000
2025-11-01Price change$589,000
2025-07-12Listed for sale$599,000

For Sale by Agent

AgentJudy Stang
BrokerageRE/MAX All Stars

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