63 N Ridge Rd, Ipswich, MA, 01938
About This Home
Feel like you are on vacation everyday with the water views of Ipswich Bay! This wonderful 3 bedroom, 1 bath home offers versatility with the space. First floor open concept kitchen, living and dining rooms with cozy wood stove. Two bedrooms and full bath complete the first level. Upstairs boasts a large bedroom and sitting room with amazing views of the ocean. Storage shed outside for beach and yard tools. Two off street parking spaces. Brand new 3 bedroom septic system. Join the Association of Great Neck for a modest fee to access to Clarke beach where you can store your canoe or kayak for easy water access. Ipswich offers great shops, restaurants, commuter rail and Crane Beach.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Irregular
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Cape
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bathroom1
- Features: Bathroom - Full, Bathroom - With Tub & Shower
- Level: First
- Area: 30
Bedroom2
- Features: Closet, Flooring - Wall to Wall Carpet
- Level: First
- Area: 84
Bedroom3
- Features: Closet, Flooring - Wall to Wall Carpet
- Level: First
- Area: 84
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Flooring - Laminate, Slider
- Level: First
- Area: 81
Features
- Sitting Room
- Flooring: Wood,Tile,Carpet,Flooring - Wall to Wall Carpet
- Finished area below ground: 0
- Finished area above ground: 1,439
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: None
Interior Area
- Total structure area: 1,439
- Total interior livable area: 1,439 sqft
Kitchen
- Features: Flooring - Laminate
- Level: First
- Area: 96
Living Room
- Features: Wood / Coal / Pellet Stove, Flooring - Wall to Wall Carpet, Window(s) - Picture, Deck - Exterior, Slider
- Level: First
- Area: 299
Master Bathroom
- Features: No
Master Bedroom
- Features: Closet, Flooring - Wall to Wall Carpet
- Level: Second
- Area: 299
Property
Details
- Zoning: RRB
Features
- Patio & porch: Deck
- Exterior features: Deck,Storage
- Has view: Yes
- View description: Water,Bay,Ocean
- Has water view: Yes
- Water view: Bay,Ocean,Water
- Waterfront features: Beach Ownership(Public,Association)
Lot
- Lot size: 6,500 sqft
- Features: Corner Lot
Parking
- Total spaces: 2
- Parking features: Off Street
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Drought
- Hurricane
- Inland Flooding
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,904 | $58,848 |
| Home Insurance * | $249 | $2,988 |
| Property Taxes | $824 | $9,888 |
| Electricity | $354 | $4,259 |
| Total | $6,331 | $75,972 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-23 | Listed for sale | $995,000 |
| 2025-12-29 | Listing removed | $1,050,000 |
| 2025-12-20 | Listed for sale | $1,050,000 |
| 2025-12-11 | Contingent | $1,050,000 |
| 2025-09-25 | Price change | $1,050,000 |
| 2025-07-14 | Listed for sale | $1,100,000 |
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