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34908 Cygnet Cir, Richmond, MI, 48062

4beds
3baths
2,497sqft
$539,900
$216price/sqft
$3,716/moest. monthly cost
$148,640/yrincome needed

About This Home

Welcome to this stunning under-construction Colonial in the heart of Richmond! This spacious home features **4 bedrooms**, **2.5 baths**, and offers modern living with beautiful **upgraded finishes** throughout. The expansive **great room** is highlighted by a cozy **gas direct vent fireplace**, perfect for gathering. The **large kitchen** boasts ample counter space and cabinetry, ideal for both everyday meals and entertaining. The study offersa quiet retreat for work or relaxation. The luxurious **master bedroom** comes complete with an ensuite bath and a generous **walk-in closet**. With meticulous attention to detail and quality craftsmanship, this home is designed to impress. Don't miss your opportunity to customize this gorgeous Colonial before completion! (Image is a digital rendering, not an actual photograph of the home. Home is currently under construction.)

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Richmond Middle SchoolGrades 4-80.9 mi
6/10
8/10
Will L. Lee SchoolGrades PK-30.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Basement,Poured
  • Roof: Asphalt
  • Construction materials: Brick,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 X 11

Bedroom

  • Level: Second
  • Area: 120
  • Dimensions: 12 X 10

Bedroom

  • Level: Second
  • Area: 121
  • Dimensions: 11 X 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area above ground: 2,497

Great Room

  • Level: Entry
  • Area: 306
  • Dimensions: 18 X 17

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,497 sqft

Kitchen

  • Level: Entry
  • Area: 187
  • Dimensions: 17 X 11

Laundry

  • Level: Second
  • Area: 60
  • Dimensions: 10 X 6

Library

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Other

  • Level: Second

Other

  • Level: Entry

Other

  • Level: Entry
  • Area: 187
  • Dimensions: 17 X 11

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second
  • Area: 266
  • Dimensions: 14 X 19

Property

Details

  • Parcel number: 070335255001
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch

Lot

  • Lot size: 39 Acres
  • Lot size dimensions: 108 x 156

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$161$1,932
Property Taxes $553$6,636
Electricity $272$3,268
Total$3,716$44,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,405/yr
40% on housing$111,480/yr
45% on housing$99,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 48062$170
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48062$204
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$539,900

New Construction

AgentAdriana Sarti
BrokerageRealty Executives Home Towne

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