20 Two Swans Ln, Flat Rock, NC, 28731
About This Home
Step into comfort and charm in this beautifully designed 1 bedroom, 1 bathroom tiny home that proves you don't have to sacrifice space for simplicity. The open floor plan offers a light-filled, airy feel that flows seamlessly into a fully enclosed sunroom-perfect for morning coffee, a reading nook, or an extra living area. Inside, you'll find a generously sized bedroom that easily fits a king-size bed, a rare find in tiny home living. The well-appointed kitchen and living space offer an ideal setup for everyday comfort and entertaining. Outside, enjoy the convenience of a powered shed-ideal for hobbies, extra storage, or even a workshop. Whether you're looking for a low-maintenance lifestyle or a stylish weekend getaway, this home offers the best of both worlds with thoughtful features and flexible living space.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2022
Materials
- Roof: Metal
Other
- Builder name: Simple Life
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Door features: Doorman
- Finished area above ground: 399
Heating
- Heating features: Heat Pump
Interior Area
- Total structure area: 399
Property
Details
- On leased land: Yes
- Lease amount: 898
Features
- Stories: 1
- Patio & porch: Enclosed Porch
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Strong Wind
- Drought
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Henderson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $39 | $468 |
| Property Taxes | $48 | $576 |
| Electricity | $200 | $2,405 |
| Total | $893 | $10,716 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-12 | Price change | $159,000 |
| 2025-07-14 | Listed for sale | $162,000 |
View on Zillow