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855 S SHORE DRIVE, Wisconsin Rapids, WI, 54494

5beds
4baths
4,050sqft
$1,395,000
$344price/sqft
$10,531/moest. monthly cost
$421,240/yrincome needed

About This Home

Lakefront living on 2.1 wooded acres with 142 feet of sandy frontage on Nepco Lake. Built in 2021, this custom home offers over 4,000 square feet, five bedrooms, three-and-a-half baths, and lake views from nearly every room. The open floor plan is centered around a chef's kitchen with dual islands, custom knotty wood cabinetry, granite countertops and backsplashes, and built-in appliances. Exposed beams, a wood-burning fireplace with a guillotine-style glass door, luxury vinyl plank flooring, and a main-level primary suite add warmth and functionality throughout the home. Four additional lower-level bedrooms, including a bunk room, provide space for hosting family and guests. A large storage area above the three-car garage provides exceptional space for seasonal items, outdoor gear, or future expansion possibilities. Outside, enjoy a composite deck, screened porch, stone patio, fire pit, retaining walls, stone steps to the natural sandy shoreline, and a private pier available for purchase. Nepco Lake is known for its quiet setting, with nearly half of the shoreline remaining undev

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10
Humke Elementary SchoolGrades PK-33.7 mi
4/10
Alexander Middle SchoolGrades 4-84.3 mi
4/10
Nekoosa High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: 0-5 Years
  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Prairie/Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Dishwasher,Microwave,Disposal,Washer,Dryer,Water Filtration Own,Water Softener

Bathroom

  • Features: Master Bedroom Bath

Bedroom2

  • Level: Lower
  • Area: 168

Bedroom3

  • Level: Lower
  • Area: 180

Bedroom4

  • Level: Lower
  • Area: 168

Bedroom5

  • Level: Lower
  • Area: 204

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Lower
  • Area: 513

Features

  • Ceiling Fan(s),Cathedral/vaulted ceiling,Wet Bar,Walk-In Closet(s)
  • Finished area below ground: 1,825
  • Finished area above ground: 2,225

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,050
  • Total interior livable area: 4,050 sqft

Kitchen

  • Level: Main
  • Area: 195

Living Room

  • Level: Main
  • Area: 304

Master Bedroom

  • Level: Main
  • Area: 240

Property

Details

  • Parcel number: 1801698
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • On waterfront: Yes
  • Waterfront features: Lake,Waterfront,101-199 feet
  • Waterbody name: Nepco Lake
  • Living area range: 3501-5000

Lot

  • Lot size: 2.10 Acres

Parking

  • Total spaces: 3
  • Parking features: 3 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$879$10,548
Property Taxes $2,219$26,628
Electricity $380$4,566
Total$10,531$126,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$361,062/yr
40% on housing$315,930/yr
45% on housing$280,826/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 54494$125
Wood County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 54494$133
Wood County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$1,395,000
2026-07-22Listed for sale$1,395,000
2020-12-02Sold$205,000
2015-01-12Sold$225,000
2014-01-13Sold$225,000
2012-01-31Sold$315,000

For Sale by Agent

AgentNon WIREX Agent
BrokerageCOMPASS REAL ESTATE WI LLC

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