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1624 Emerald Cove Dr, Cape Coral, FL, 33991

4beds
3baths
2,311sqft
$399,000
$173price/sqft
$3,037/moest. monthly cost
$121,480/yrincome needed

About This Home

Located in the gated community of Emerald Cove, this 4 bedroom, 3 bathroom lakefront home offers a spacious floor plan and access to one of Cape Coral’s most charming freshwater neighborhoods. The main living space includes vaulted ceilings, a dedicated dining area, and a bright kitchen with a breakfast nook overlooking the water. The primary suite features an ensuite bathroom, walk-in closet, and sliding glass doors that lead out to the lanai. Out back, enjoy serene lake views and easy access to Weatherly Lake and the surrounding freshwater canal system - perfect for kayaking, paddleboarding, or cruising on a small boat or jet ski - offering a relaxing and recreational option for those who want to live on the water without the high cost of Gulf access. The covered patio offers room for outdoor dining or entertaining, with plenty of space to make it your own. Emerald Cove is a gated community known for its welcoming atmosphere and amenities, including a community pool, private beach, playground, and fishing pier - all tucked away in a quiet, central Cape Coral location in an X flood zone. If you’re looking for space, waterfront living, and a great neighborhood feel, this Emerald Cove home is full of potential!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Patriot Elementary SchoolGrades PK-50.3 mi
8/10
Challenger Middle SchoolGrades 6-80.3 mi
4/10
Cape Coral High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Freezer,Disposal,Ice Maker,Range,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven
  • Laundry features: Washer Hookup,Dryer Hookup,Inside

Bedroom

  • Dimensions: 14.00 x 12.00

Bedroom

  • Dimensions: 10.00 x 13.00

Bedroom

  • Dimensions: 10.00 x 13.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Dimensions: 21.00 x 11.00

Features

  • Built-in Features,Bathtub,Separate/Formal Dining Room,Dual Sinks,Eat-in Kitchen,High Ceilings,Living/Dining Room,Main Level Primary,Separate Shower,Walk-In Closet(s),Central Vacuum
  • Window features: Single Hung,Sliding
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,738
  • Total interior livable area: 2,311 sqft

Kitchen

  • Dimensions: 22.00 x 11.00

Living Room

  • Dimensions: 14.00 x 19.00

Master Bedroom

  • Dimensions: 13.00 x 24.00

Property

Details

  • Parcel number: 264423C100100.0020
  • Lease amount: 0
  • Zoning description: RD-W

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Community
  • Patio & porch: Open,Patio,Porch
  • Exterior features: Sprinkler/Irrigation,None,Patio
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Canal Access,Lake

Lot

  • Lot size: 6,054 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 55 x 110 x 55 x 110

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$226$2,712
Property Taxes $562$6,744
Electricity $232$2,790
Total$3,037$36,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,125/yr
40% on housing$91,110/yr
45% on housing$80,986/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 33991$248
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33991$227
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$429,000
2026-01-09Price change$459,000
2025-12-10Listed for sale$469,000
2017-08-17Sold$282,000
2017-07-08Pending sale$273,000
2017-06-28Price change$273,000
2017-05-31Price change$275,000
2017-04-20Pending sale$291,000
2017-03-20Price change$291,000
2017-01-16Price change$319,900
2016-11-21Price change$324,900
2016-09-01Listed for sale$329,900
2007-10-06Listing removed$349,900
2007-06-19Sold$328,500
2007-03-25Listed for sale$349,900
2000-08-01Sold$194,000

Pre-Foreclosure - For Sale by Agent

AgentJami Kolev
BrokeragePremiere Plus Realty Company

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