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1-2 Hale St, Providence, RI, 02909

5beds
3baths
1,745sqft
$542,000
$311price/sqft
$3,991/moest. monthly cost
$159,640/yrincome needed

About This Home

Well-maintained 2-family property offering strong owner-occupant or investment potential. This versatile property includes a separate 1,050 sq ft lot located directly across the street, currently utilized for off-street parking. Ideal for a first-time buyer looking to offset their mortgage or an investor seeking additional income. Conveniently located near local amenities, highways, and more. Solar panel lease to convey to buyer.

Getting Around

88
WalkingVery Walkable
45
TransitSome Transit
61
BikeBikeable

Schools

5/10
2/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater,Oven/Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Finished

Bathroom

  • Features: Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Stairs,Plumbing (Mixed)
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 2,893
  • Total interior livable area: 1,745 sqft

Property

Details

  • Attached to another structure: Yes

Features

  • Stories: 3
  • Patio & porch: Patio

Lot

  • Lot size: 2,178 sqft
  • Features: Extra Lot

Parking

  • Total spaces: 4
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,740$32,880
Home Insurance *$325$3,900
Property Taxes $537$6,444
Electricity $389$4,675
Total$3,991$47,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,834/yr
40% on housing$119,730/yr
45% on housing$106,426/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 02909$241
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02909$214
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$569,000

For Sale by Agent

AgentThe InnoVenture Team
BrokerageCentury 21 Visionary Group

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