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979-7 Toll Gate Rd, Warwick, RI, 02886

2beds
2baths
792sqft
$124,900
$158price/sqft
$1,223/moest. monthly cost
$48,920/yrincome needed

About This Home

Welcome to easy living in this well-maintained 2-bedroom, 1.5-bath mobile home located in a desirable 55+ community. This inviting home features a spacious living area and an efficient kitchen with beautiful cabinetry, generous counter space, and plenty of storage. Relax in the enclosed deck, perfect for enjoying your morning coffee or unwinding at the end of the day. A storage shed in the backyard provides additional space for tools, seasonal items, and outdoor equipment. Conveniently located near shopping, malls, restaurants, and other everyday amenities, this home is an excellent opportunity for anyone looking to downsize while enjoying comfortable, low-maintenance living. Sale is subject to the seller securing suitable housing and park approval of the buyer. Don't miss this wonderful opportunity to own an affordable home in a welcoming 55+ community. Schedule your private showing today!

Getting Around

57
WalkingSomewhat Walkable
37
TransitSome Transit
53
BikeBikeable

Schools

7/10
Scott SchoolGrades K-50.8 mi
5/10
5/10
Toll Gate High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Paneled

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Dryer,Exhaust Fan,Oven/Range,Refrigerator,Washer

Basement

  • Basement: None

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Wall (Paneled),Plumbing (Mixed),Insulation (Unknown)
  • Door features: Storm Door(s)
  • Flooring: Laminate,Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 792

Heating & Cooling

  • Heating features: Oil,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 792
  • Total interior livable area: 792 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • On leased land: Yes
  • Other equipment: Cable TV

Features

  • Patio & porch: Porch,Screened

Lot

  • Features: Wooded

Parking

  • Total spaces: 1
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Hurricane
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$61$732
Property Taxes $142$1,704
Electricity $389$4,675
Total$1,223$14,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,931/yr
40% on housing$36,690/yr
45% on housing$32,613/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 02886$254
Kent County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 02886$293
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Price change$119,900
2026-07-09Listed for sale$124,900

For Sale by Agent

AgentDonna Silva
BrokerageReal Broker, LLC

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