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1046 E Ferry St #N, Buffalo, NY, 14211

4beds
1baths
1,126sqft
$109,900
$98price/sqft
$1,068/moest. monthly cost
$42,720/yrincome needed

About This Home

Welcome to 1046 E Ferry St – a spacious corner lot single-family home in Buffalo’s east side! The lower level features 2 bedrooms, a generous living room, formal dining area, kitchen, and a full bathroom. The upper level offers 2 additional bedrooms with potential space to add another bathroom—perfect for extended family or customization. The home includes a full basement, providing ample storage or future living space, and a detached garage for added convenience. Located near major roads, schools, and amenities—this unique layout offers flexibility, space, and great potential! Offer will be reviewed as they become available!!!

Getting Around

48
WalkingCar-Dependent
47
TransitSome Transit
39
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1925

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: First

Features

  • Separate/Formal Dining Room,Kitchen Island,Partially Furnished,Bedroom on Main Level
  • Flooring: Tile,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,126
  • Total interior livable area: 1,126 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 1402001013100001023000
  • Special condition: Standard

Features

  • Patio & porch: Balcony
  • Exterior features: Balcony

Lot

  • Lot size: 2,700 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 25 x 108

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,No Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$110$1,320
Property Taxes $157$1,884
Electricity $246$2,954
Total$1,068$12,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,617/yr
40% on housing$32,040/yr
45% on housing$28,480/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 14211$86
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14211$97
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-10Price change$119,900
2026-02-04Listed for sale$139,900
2026-02-01Listing removed$119,900
2025-10-11Price change$119,900
2025-07-15Listed for sale$139,900

For Sale by Agent

AgentMd Nazmul Hussain
BrokerageHUNT Real Estate Corporation

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