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25 Beach Homes, Captiva, FL, 33924

4beds
4baths
1,618sqft
$3,695,000
$2,284price/sqft
$23,534/moest. monthly cost
$941,360/yrincome needed

About This Home

Located within the gates of South Seas Resort on Captiva Island, Beach Home 25 has been completely reimagined into a refined 4 bedroom, 4 bath coastal retreat that captures the essence of island living. With sweeping Gulf views from multiple vantage points and direct access to what are widely regarded as some of the most pristine and natural beaches in the United States, this residence offers a rare blend of privacy, design, and resort-side lifestyle. The home has undergone a full renovation and thoughtful reconfiguration, resulting in an open, functional layout that feels both elevated and effortless. Interiors are finished with white oak engineered hardwood flooring, custom Greenfield & Elmwood cabinetry, quartz countertops, and a chef-forward kitchen appointed with Thermador appliances and a gas cooktop. Solid wood interior doors with Baldwin hardware, Kohler fixtures, a custom-built media console, spray-foam insulation, and an on-demand hot water system further underscore the attention to quality throughout. The residence is being offered fully furnished, allowing for a seamless, transition into Gulf-front living. Impact-rated PGT windows and sliders enhance both storm protection and energy efficiency, while the exterior is equally well considered. New standing-seam metal roofing crowns the home, complemented by composite decking, Accoya wood railings with stainless-steel cable detailing, custom exterior storage, and an outdoor shower with foot rinse—perfect after a day on the powder-soft sands just steps away. Set within the iconic South Seas setting yet offering the independence of a standalone residence, Beach Home 25 delivers true Gulf-front living with the comfort of a fully renovated, move-in-ready coastal home—now offered at a compelling value for a 4 bedroom property just steps from the shoreline. The Beach Homes Association provides access to multiple pools, tennis and pickleball courts, and assigned parking, completing the ease of ownership in this exceptional Captiva offering.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

9/10
The Sanibel SchoolGrades PK-87.6 mi
5/10
Cypress Lake High SchoolGrades 9-1218.1 mi
5/10
Fort Myers High SchoolGrades 9-1220.7 mi

Construction

Condition

  • Property condition: Const. Complete
  • Year built: 1974

Materials

  • Foundation: Piling Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator-Ice maker,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,8 Ft Ceilings
  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,387
  • Total interior livable area: 1,618 sqft

Property

Details

  • Parcel number: 26452120000000250

Features

  • Pool features: Community
  • Patio & porch: Screened
  • Has view: Yes
  • View description: Part Gulf View
  • Has water view: Yes
  • Water view: Part Gulf View
  • On waterfront: Yes
  • Waterfront features: Gulf,South Seas

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,683$224,196
Home Insurance *$466$5,592
Property Taxes $4,188$50,256
Electricity $197$2,366
Total$23,534$282,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$806,880/yr
40% on housing$706,020/yr
45% on housing$627,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,284This listing

vs Other Active Listings

Avg $/sqft

ZIP 33924$988
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33924$647
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-11Listed for sale$3,495,000
2024-09-17Sold$2,075,000
2024-07-12Pending sale$2,849,500
2024-06-04Listed for sale$2,849,500
2024-01-23Listing removed--
2023-12-15Price change$2,899,500
2023-09-30Listed for sale$2,999,500
2021-09-14Sold$1,881,000
2019-02-28Listing removed$1,895,000
2019-01-29Price change$1,895,000
2018-12-21Listed for sale$1,949,000
2006-07-05Sold$2,220,000
2001-05-30Sold$1,610,000
1998-06-22Sold$1,050,000
1997-07-16Sold$1,050,000

For Sale by Agent

AgentLeane T Suarez, John R. Wood Properties, Aleczander M Suarez, John R. Wood Properties
BrokerageJohn R. Wood Properties

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