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809 Cortland Ln, Troy, MI, 48085

3beds
3baths
1,820sqft
$574,945
$316price/sqft
$3,876/moest. monthly cost
$155,040/yrincome needed

About This Home

SPRING MOVE IN! Located at the corner of Long Lake Road and Rochester Road, the Village of Troy is conveniently located near all major roads, easy highway access, food and grocery stores, and more. Inside the "Willow" floor plan, you'll love the open living space with a large eat in kitchen, 2.5 baths, 3 bedrooms, 2 car garage, and a full basement below. This listing is for homesite #27 and includes over $61,000 of upgrades already selected by our in house design team. The kitchen features a gourmet kitchen hood, gas SS appliances, luxury vinyl plank throughout, soft close cabinetry, oversized subway tile backsplash, quartz countertops, pendant lighting, and more. If you are looking for extra space you will love the 2nd floor loft- perfect for a home office or lounge area, in addition to 2 bedrooms with ample storage, a double sink common bathroom, and large primary suite with a walk in closet, stand up shower, upgraded cabinets, and quartz countertops once again. Best of all, the Willow features a private backyard space that is FENCED in provide peace of mind. This home is a true condo where the association is responsible for all exterior maintenance including the roof, siding, landscape, and snow removal. The monthly HOA dues also include the water and sewer. In true "village" form, there are numerous styles of homes within the community and amenities such as 2 dog parks, a playground, pavilion area, and walking trails.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

9/10
8/10
Smith Middle SchoolGrades 6-81.1 mi
9/10
Troy High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Basement,Poured,Sump Pump
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built In Electric Range,Dishwasher,Microwave

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 11 X 12

Bedroom

  • Level: Second
  • Area: 120
  • Dimensions: 10 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 1,820

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,820 sqft

Other

  • Level: Second

Other

  • Level: Entry

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second
  • Area: 208
  • Dimensions: 13 X 16

Property

Details

  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Patio & porch: Covered
  • Exterior features: Grounds Maintenance
  • Fencing: Back Yard,Fenced

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$173$2,076
Property Taxes $598$7,176
Electricity $198$2,382
Total$3,876$46,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,891/yr
40% on housing$116,280/yr
45% on housing$103,360/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 48085$229
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48085$215
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$596,945
2025-11-06Listing removed$596,945
2025-10-18Price change$596,945
2025-07-28Price change$586,580
2025-07-15Listed for sale$581,580

New Construction

AgentDominic L Alessi
BrokerageRobertson Brothers Company

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