1 Montego At Charlestowne Landing St, Saint Charles, MO, 63301
About This Home
This Ranch Style Home "To Be Built" has 3 Bedrooms, 2 Baths & a 3 Car Garage. This Home Includes Vaulted Ceilings in the Great Room, Foyer, Kitchen & Breakfast Room. The Kitchen comes with an Island, Soft Close Cabinets & Drawers, a Walk In Pantry & GE Appliances. Other Features Include Architectural Shingles, Enclosed Soffits & Fascia, Satin Nickle Hardware, Concrete Patio, Egress Window & a Fully Sodded Yard.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: To Be Built
- New construction: Yes
Materials
- Roof: Architectural Shingle
- Construction materials: Batts Insulation,Blown-In Insulation,Brick Veneer,Vinyl Siding
Other
- Builder name: T.R. Hughes Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Free-Standing Electric Range
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Concrete,Full,Sump Pump,Unfinished
Bedroom2
- Level: Main
- Area: 130
- Dimensions: 13x10
Bedroom3
- Level: Main
- Area: 130
- Dimensions: 13x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Breakfast Room
- Level: Main
- Area: 100
- Dimensions: 10x10
Features
- Breakfast Room,Custom Cabinetry,Kitchen Island,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Pantry
- Door features: Sliding Doors
- Window features: Double Pane Windows,Insulated Windows,Tilt-In Windows
- Finished area above ground: 1,663
Great Room
- Level: Main
- Area: 330
- Dimensions: 22x15
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,663
- Total interior livable area: 1,663 sqft
Kitchen
- Level: Main
- Area: 150
- Dimensions: 15x10
Laundry
- Level: Main
- Area: 65
- Dimensions: 13x5
Primary Bedroom
- Level: Main
- Area: 208
- Dimensions: 16x13
Property
Details
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Patio
Lot
- Features: Back Yard,Front Yard,Open Lot
Parking
- Total spaces: 3
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,355 | $28,260 |
| Home Insurance * | $271 | $3,252 |
| Property Taxes | $411 | $4,932 |
| Electricity | $141 | $1,693 |
| Total | $3,178 | $38,136 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-01 | Price change | $465,900 |
| 2026-01-09 | Price change | $460,900 |
| 2025-09-02 | Price change | $450,900 |
| 2025-08-07 | Price change | $440,900 |
| 2025-07-15 | Listed for sale | $435,900 |
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