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104 Giacomo, Victoria, TX, 77901

4beds
3baths
2,260sqft
$419,900
$186price/sqft
$3,432/moest. monthly cost
$137,280/yrincome needed

About This Home

Step into comfort with this beautiful 4-bedroom, 3-bath new construction home, where thoughtful design and upscale finishes create an inviting yet elegant atmosphere. The spacious layout includes a serene primary suite, two well-appointed guest rooms, and a private junior suite—ideal for hosting overnight guests or creating a comfortable space for extended family. At the heart of the home, the expansive kitchen features gleaming granite countertops, rich real wood cabinetry, and a seamless flow into the open-concept living area, making it perfect for both casual gatherings and elegant entertaining. Enjoy your time outside on the covered back patio, and take advantage of the oversized three-car garage offering ample room for vehicles, storage, and more. This home blends luxury and livability in perfect harmony!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
Smith STEM AcademyGrades PK-10.4 mi
3/10
STEM Middle SchoolGrades 60.7 mi
4/10
Victoria East High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Range Hood,Some Gas Appliances,Cooktop
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,Cathedral Ceiling(s),Double Vanity,Garden Tub/Roman Tub,High Ceilings,Pull Down Attic Stairs,Separate Shower,Walk-In Closet(s),Custom Cabinets,Granite Counters,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry,Walk-In Pantry
  • Flooring: Tile
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Item1Unit

Interior Area

  • Total interior livable area: 2,260 sqft

Property

Details

  • Parcel number: 20419023
  • Special condition: Builder Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Covered Patio
  • Fencing: Back Yard,Privacy
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$565$6,780
Property Taxes $496$5,952
Electricity $248$2,977
Total$3,432$41,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,668/yr
40% on housing$102,960/yr
45% on housing$91,520/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 77901$75
Victoria County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 77901$128
Victoria County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-23Listed for sale$419,900
2026-01-12Contingent$419,900
2025-07-15Listed for sale$419,900

New Construction

AgentAmber Leigh Zarosky
BrokerageJacob Realty

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