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306 Parsons Ln, Harrodsburg, KY, 40330

4beds
2baths
1,493sqft
$269,000
$180price/sqft
$1,820/moest. monthly cost
$72,800/yrincome needed

About This Home

**48-Hr Kick-out Clause** Peace, serenity and privacy abound at this wonderful 10+ acre wooded and secluded central KY retreat! Including a 1493sf BRAND NEW 2025 4 bedroom, 2 bath move-in ready Champion Crown home, this property is under 10 minutes to Hwy 127 and just a short drive to BG Parkway! Featuring an open concept floor plan, the home welcomes with a large living/kitchen dining area w/ stylish hard surface flooring. Impressing in the modern kitchen are sleek kitchen cabinetry, a sizable island, stainless appliances, recessed lighting and abundant area for hosting/entertaining! The oversized primary suite includes a great walk-in closet and convenient walk-in shower for easy access in the private bath. The separate utility room is handy, and the vast back deck and side entry is ideal for outdoor enjoyment! Parking is plentiful and area is available to garden, build a garage/workspace, clear space for horses/livestock and more! Rural, abundant w/ wildlife and including a trail to the rear acreage makes this property perfect for hunting/exploring, ATV riding and outdoor activities! With an ideal quiet location just a short drive to major highways/businesses/shopping, acreage AND a brand-new home can be difficult to find - so call today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Breakfast Bar,Eat-in Kitchen,Other,Walk-In Closet(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,493

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 1,493
  • Total interior livable area: 1,493 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0250000029.03

Features

  • Levels: One
  • Exterior features: Other
  • Fencing: Other
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 10.37 Acres
  • Features: Secluded,Wooded,Many Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$145$1,740
Property Taxes $161$1,932
Electricity $154$1,850
Total$1,820$21,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,400/yr
40% on housing$54,600/yr
45% on housing$48,533/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 40330$154
Mercer County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 40330
Mercer County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$269,000
2026-04-16Contingent$269,000
2026-02-19Listed for sale$269,000
2026-01-16Listing removed$289,000
2025-10-15Price change$289,000
2025-10-11Listed for sale$299,000
2025-10-04Contingent$299,000
2025-09-17Price change$299,000
2025-08-20Price change$309,000
2025-07-22Listed for sale$319,000
2025-07-22Listing removed$319,000
2025-07-20Listed for sale$319,000

For Sale by Agent

AgentAndrea W Gross
BrokerageKeller Williams Bluegrass Realty

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