




96112 Pirates Bluff Rd, Yulee, FL, 32097
About This Home
Take advantage of this Builder's incentive: Fixed Rate 4.99% ©Jet HomeLoans Valid thru April 2026, contact agent with additional questions or review full disclosure in attachments! Introducing the Fleming II with Bonus, a spacious and versatile home offering 2,807 square feet of beautifully designed living space. This two-story layout features an open-concept main level with a generous kitchen island flowing seamlessly into the great room — perfect for entertaining or relaxed everyday living. A flexible room off the kitchen works perfectly as a home office, playroom, or formal dining area. The primary suite is a private retreat with a large walk-in closet and spa-like bath. Upstairs, the bonus room offers even more options — ideal for a media room, guest suite, or game space. With a 3-car garage, smart design, and stylish finishes throughout, the Fleming II w/ Bonus delivers comfort, function, and timeless appeal.Located in Pirates Bluff, a peaceful community close to top schools, shopping, and just a short drive to Amelia Island beaches and I-95.
Getting Around
Schools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2025
Materials
- Roof: Shingle
- Construction materials: Fiber Cement
Other
- Builder name: Dream Finders Home
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Stove
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Features
- Window features: Insulated Windows
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,807
- Total interior livable area: 2,807 sqft
Property
Details
- Parcel number: 383N28081000070000
- Zoning: PUD
- Special condition: None
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 9,375 sqft
- Lot size dimensions: 75 x 125
Parking
- Total spaces: 3
- Parking features: Three Car Garage,Three or more Spaces
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Lightning
- Wildfire
- Hurricane
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,882 | $34,584 |
| Home Insurance * | $310 | $3,720 |
| Property Taxes | $742 | $8,904 |
| Electricity | $282 | $3,389 |
| Total | $4,216 | $50,592 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-07 | Price change | $569,990 |
| 2025-11-13 | Listed for sale | $589,990 |
| 2025-10-30 | Pending sale | $589,990 |
| 2025-09-05 | Price change | $589,990 |
| 2025-08-13 | Price change | $619,990 |
| 2025-08-12 | Price change | $619,900 |
| 2025-08-12 | Price change | $619,990 |
| 2025-07-19 | Listed for sale | $675,990 |
New Construction Spec
