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5564 State Highway K, Summersville, MO, 65571

4beds
3baths
2,900sqft
$563,000
$194price/sqft
$4,233/moest. monthly cost
$169,320/yrincome needed

About This Home

Welcome to your private slice of heaven in the Ozarks--32 acres of rolling pastureland surrounded by breathtaking panoramic views. At its heart sits a stunning 4,000-square-foot home that perfectly blends modern convenience with timeless, cabin-style charm. This impressive residence is completely fenced on all four sides and showcases exquisite craftsmanship, featuring vintage-inspired details paired with thoughtful modern updates. The upper level offers two bedrooms, including a spacious children's room and a luxurious master suite with a grand private bath. The master bathroom features a custom walk-in shower and a large soaking tub, creating the perfect retreat after a long day. Large windows flood the home with natural light, highlighting the beautiful cabinetry, warm wood accents, and a modern wood stove that serves as a striking focal point.The lower level is nearly finished and ready for your personal touch, offering two additional bedrooms and two spacious living areas that can be customized to fit your lifestyle. Comfort is prioritized with radiant floor heating throughout, while a split water system adds another layer of efficiency and convenience. Outside, two large covered porches extend your living space and provide the perfect setting for sunrise coffee or sunset views over the rolling hills. A detached two-car garage with an additional drive-through bay offers plenty of space for vehicles or projects, complete with water, electric, and gas ready to be connected.Topping the garage is a state-of-the-art solar power system designed to harness the abundant sunlight and keep energy costs low. For those who love country living, the property also includes three horse stalls and a spacious chicken coop--ideal for your equestrian and homesteading needs. Combining rustic beauty, modern efficiency, and peaceful seclusion, this one-of-a-kind property offers everything a country-loving family could dream of.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Farmhouse
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: See Remarks
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Luxury Vinyl
  • Finished area below ground: 1,000
  • Finished area above ground: 1,900

Heating & Cooling

  • Heating features: Central,Radiant Floor,Electric,Wood
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,800
  • Total interior livable area: 2,900 sqft

Property

Details

  • Parcel number: 23110100000000303

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Front Porch,Deck
  • Fencing: Full
  • Has view: Yes
  • View description: Panoramic
  • Waterfront features: Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 32 Acres
  • Features: Acreage,Horses Allowed,Pasture,Cleared

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,846$34,152
Home Insurance *$1,002$12,024
Property Taxes $164$1,968
Electricity $221$2,657
Total$4,233$50,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,131/yr
40% on housing$126,990/yr
45% on housing$112,880/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 65571$203
Dent County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 65571
Dent County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-26Price change$563,000
2026-04-28Price change$564,000
2025-11-05Listed for sale$600,000

For Sale by Agent

AgentJoshua Nolan
BrokerageUnited Country-Cozort Realty, Inc.

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