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1910 Jefferson Hwy #Jh-71a, Louisa, VA, 23093

4beds
3baths
1,886sqft
$389,989
$207price/sqft
$2,518/moest. monthly cost
$100,720/yrincome needed

About This Home

DRYWALL UNDER WAY (5/11) THE NEW AVERY model is now under construction in Louisa! Still time to make selections! The Avery model with upgrades galore! The welcoming front porch boasts a craftsman style front door and shutters, wall lanterns and additional LED lights, black windows on the front of the house, white exterior siding with some shake in three sections and black gutters. The open concept floor plan with laminate flooring in the main levels, great room with ceiling fan, kitchen with 2x8 island, granite counter, stainless appliances, Tier 2 42" wall cabinets, french door leading to the 10x12 deck, mud room with trim package and half bath tucked away from the main living areas. The first floor master with ceiling fan lead to an ensuite bathroom with double bowl vanity, 5' shower, linen closet and walk in closet. The stairs are located off the kitchen to access the 3 bedrooms upstairs including the full bath, laundry room and pull down attic stairs. No HOA or WATER or SEWER Bills. Ask about saving $7,500 in Seller Paid Closing Costs.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
8/10
Louisa County High SchoolGrades 9-122.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Architectural
  • Construction materials: Stick Built,Vinyl Siding

Other

  • Builder name: LIBERTY HOMES VA

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: First

Features

  • Walk-In Closet(s),Entrance Foyer,Kitchen Island,Mud Room
  • Window features: Low-Emissivity Windows,Tilt-In Windows,Transom Window(s),Vinyl
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,886

Foyer

  • Level: First

Great Room

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,886
  • Total interior livable area: 1,886 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Master Bedroom

  • Level: First

Mud Room

  • Level: First

Property

Details

  • Parcel number: 57 11
  • Zoning description: A-2 Agricultural General

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Porch
  • Has view: Yes
  • View description: Residential,Trees/Woods

Lot

  • Lot size: 2 Acres
  • Features: Garden

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$141$1,692
Property Taxes $204$2,448
Electricity $202$2,433
Total$2,518$30,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,331/yr
40% on housing$75,540/yr
45% on housing$67,146/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 23093$210
Louisa County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 23093
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-03Listed for sale$394,989

New Construction

AgentSUSAN STEWART
BrokerageHOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS

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