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107 S Center St, Shelbina, MO, 63468

0beds
1baths
4,040sqft
$99,900
$25price/sqft
$986/moest. monthly cost
$39,440/yrincome needed

About This Home

Large two story brick building located downtown Shelbina, MO. This building has had extensive renovations through 2017-2022. Main floor offers 1,924 sqft of office space/retail space along with the another 1,924 sqft of finished space upstairs and another 192 sqft of storage room on the back side of the main floor. A ton of space ready for your new business venture! Location: Downtown, High Traffic

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
6/10
4/10
South Shelby High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1895

Materials

  • Construction materials: Masonry - Brick,Brick Siding

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet
  • Finished area above ground: 4,040

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 4,040
  • Total interior livable area: 4,040 sqft

Property

Details

  • Lease amount: 0

Features

  • Stories: 2

Lot

  • Lot size: 3,049 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$106$1,272
Property Taxes $67$804
Electricity $308$3,702
Total$986$11,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,805/yr
40% on housing$29,580/yr
45% on housing$26,293/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 8.1%
8.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$25This listing

vs Other Active Listings

Avg $/sqft

ZIP 63468$66
Shelby County$62

vs Homes Sold Last Month

Median $/sqft

ZIP 63468
Shelby County$93

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-19Listed for sale$99,900
2025-10-11Listing removed$119,900
2025-07-16Listed for sale$119,900

For Sale by Agent

AgentDaniel Miller
BrokerageMissouri Real Estate

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