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4411 S Kessler Frederick Rd, West Milton, OH, 45383

9beds
4baths
4,239sqft
$440,000
$104price/sqft
$3,340/moest. monthly cost
$133,600/yrincome needed

About This Home

Estate Sale – Sold As-Is. Property Needs Work. Recent updates include a new roof installed in November 2025 and a new water heater installed in June 2026. The wood-burning fireplace in the family room was professionally cleaned and inspected in fall 2025. Three bedrooms were added within the last five years, and two sets of washers and dryers convey with the property. Offering an incredible opportunity for buyers seeking space, flexibility, and potential! This expansive 10-bedroom, 5-bathroom home offers 4,239 sq ft and is being sold as-is as part of an estate sale. The property needs work and is ready for someone with vision to bring it back to its full potential. The main house features 8 bedrooms and 4 bathrooms, including two primary suites—one conveniently located on the first floor and another on the second floor. The main level features hardwood flooring throughout much of the living space, a family room with wood-burning fireplace, and additional bedrooms offering flexibility for guests, offices, hobbies, or other needs. The second floor provides additional generously sized bedrooms and living space. The attached apartment has its own private entrance and includes 2 bedrooms, 1 full bathroom, a full kitchen, family room, and laundry room, offering potential for extended family, guests, or rental use. The home features two HVAC units serving the main and upstairs areas, a boiler, baseboard backup heat, and an existing radon mitigation system. Outside, enjoy a composite deck overlooking the spacious yard, along with a 10x12 pool shed and 16x24 tool shed with loft. This property is being sold strictly as-is and is being offered as part of an estate sale. The home needs work, but offers substantial space and potential for an investor, renovator, or buyer willing to put in the work. Bring your vision and make this expansive property your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
6/10
4/10
Milton-Union High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom

  • Level: Main
  • Dimensions: 14 x 16

Bedroom

  • Level: Second
  • Dimensions: 11 x 17

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedroom

  • Level: Second
  • Dimensions: 13 x 17

Bedroom

  • Level: Second
  • Dimensions: 12 x 15

Bedroom

  • Level: Second
  • Dimensions: 12 x 16

Bedroom

  • Level: Main
  • Dimensions: 16 x 8

Bedroom

  • Level: Main
  • Dimensions: 10 x 12

Bedroom

  • Level: Main
  • Dimensions: 10 x 12

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 11 x 17

Entry Foyer

  • Level: Main
  • Dimensions: 11 x 16

Family Room

  • Level: Main
  • Dimensions: 16 x 12

Features

  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Hot Water,Oil,Steam
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,239
  • Total interior livable area: 4,239 sqft

Kitchen

  • Level: Main
  • Dimensions: 14 x 11

Living Room

  • Level: Main
  • Dimensions: 15 x 31

Utility Room

  • Level: Main
  • Dimensions: 12 x 7

Property

Details

  • Parcel number: L32067122
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Above Ground
  • Patio & porch: Deck
  • Exterior features: Deck,Pool,Storage

Lot

  • Lot size: 2.88 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$285$3,420
Property Taxes $377$4,524
Electricity $454$5,455
Total$3,340$40,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,514/yr
40% on housing$100,200/yr
45% on housing$89,066/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 45383$175
Miami County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 45383$167
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$438,900
2026-07-30Listed for sale$440,000
2025-10-26Listing removed$449,000
2025-08-11Listed for sale$449,000
2025-07-17Pending sale$449,000

For Sale by Agent

AgentErika Berner
BrokerageeXp Realty

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