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10 Colty Rd, Ranchos De Taos, NM, 87557

4beds
3baths
2,460sqft
$824,000
$335price/sqft
$4,949/moest. monthly cost
$197,960/yrincome needed

About This Home

Discover a rare opportunity to enjoy golf-course living without the constraints of HOA dues or restrictive covenants. Positioned along the outskirts of the 3rd fairway at the renowned Taos Country Club Golf Course, this newly built custom residence captures the essence of upscale desert living—serene, sophisticated, and surrounded by breathtaking natural beauty. Set on 1.27 expansive acres, the home offers unobstructed panoramic views of the Sangre de Cristo Mountains, the dramatic Taos Valley, and the rugged Rio Pueblo Gorge. Outdoor enthusiasts will appreciate immediate access to world-class hiking, biking, and the nearby UNM Taos Klauer Campus—all while enjoying the ease of a quick southbound drive toward Santa Fe. Crafted in an elegant pueblo-inspired architectural style, the home showcases impeccable workmanship and timeless Southwestern design. Inside, 2,430 square feet of refined living space features hand-laid tile floors, tongue-and-groove and beam ceilings, Diamond Finish plaster walls, and select-pine custom cabinetry. High ceilings and strategically placed windows flood the interior with natural light, capturing sunrise, sunset, and mountain vistas from multiple rooms. The gourmet kitchen serves as the heart of the home, appointed with granite countertops, a high-tech gas range with built-in air-fryer, and large picture windows framing unforgettable views. The living room is equally inviting, anchored by a beautifully designed fireplace that adds warmth and ambiance to the space. With four bedrooms and two and a half baths, the home thoughtfully balances luxury with functionality. The primary suite features privacy and comfort, while the additional bedrooms, elegantly carpeted, provide versatility for family or guests. The residence is engineered for year-round comfort with central heating, refrigerated air, a TPO roof with attic insulation, and a tankless water heater for efficiency. Modern convenience continues with smart-home technology that allows remote control of the garage doors, climate systems, and water heater. An oversized two-car garage with an insulated 8’ x 16’ door ensures vehicles and gear are protected from the elements, completing this exceptional property. Experience luxury, privacy, and panoramic beauty—without compromise. Schedule your private viewing and discover a home that stands apart in one of Taos’s most coveted settings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
--
Vista Grande High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Flat,Other
  • Construction materials: Frame,Stucco

Other

  • Builder name: Aguirre Builders LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo,Southwestern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Disposal,Gas Oven,Gas Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Dimensions: 7’X13’

Features

  • Ceiling Fan(s),Tongue and Groove Ceiling(s),Cable TV,Walk-In Closet(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,460
  • Total interior livable area: 2,460 sqft

Kitchen

  • Dimensions: 16’X19’

Living Room

  • Dimensions: 18’X22’

Property

Details

  • Zoning description: Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Gravel Driveway
  • Has view: Yes
  • Waterfront features: None
  • Topography of land: CanyonValley

Lot

  • Lot size: 1.27 Acres
  • Features: Cleared,Corner Lot,Cul-De-Sac,Level,On Golf Course,Views

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Wildfire
Avalanche
Cold Wave
Landslide

FEMA Declared Disasters in Taos County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,166$49,992
Home Insurance *$376$4,512
Property Taxes $233$2,796
Electricity $174$2,098
Total$4,949$59,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,680/yr
40% on housing$148,470/yr
45% on housing$131,973/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 87557$333
Taos County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 87557$304
Taos County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-20Listed for sale$849,999
2025-10-01Listing removed$875,000
2025-07-17Listed for sale$875,000

For Sale by Agent

AgentMario Montoya
BrokerageCasa Montoya Realty

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