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497A Lake Street, Montello, WI, 53949

8beds
3baths
4,000sqft
$299,900
$75price/sqft
$2,352/moest. monthly cost
$94,080/yrincome needed

About This Home

Looking for a large 1 story ranch style home for all your needs? this is it, if you home school, work out of your home, have a home business, or maybe you have a large family and need lots of bedrooms office area and storage. This home is perfectly set up with a large central kitchen area, large dining room and a huge living room to hang out. Everything on 1 floor with a great open floor plan. Plenty of parking if you have several vehicles, outside patio and a large yard for kids and pets to run. Located in the heart of Montello just off of Hwy 22. If you work or commute out of the area, this is an easy access property, close to Madison, Portage, Green Lake and the Fox valley area. If you love the outdoors, there are many activities for all season. Close to Buffalo Lake, Montello Lake, Green Lake, Lake Puckaway, for all your boating fun. Many local state and county parks for hiking biking, camping and outdoor fun. Plenty of work and shopping. Choice of Two homes, 497A or 497B Lake St.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
2/10

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1990

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dishwasher,Window A/C,Washer

Basement

  • Basement: None / Slab

Bathroom

  • Features: Master Bedroom Bath,Master Bedroom Bath: Half,Master Bedroom Bath: Walk-In Shower

Bedroom2

  • Level: Main
  • Area: 196

Bedroom3

  • Level: Main
  • Area: 196

Bedroom4

  • Level: Main
  • Area: 196

Bedroom5

  • Level: Main
  • Area: 196

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bedrooms: 5

Dining Room

  • Level: Main
  • Area: 432

Features

  • High Speed Internet,Kitchen Island
  • Window features: Low Emissivity Windows
  • Finished area below ground: 0
  • Finished area above ground: 4,000

Heating

  • Heating features: Electric,Radiant

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 4,000 sqft

Kitchen

  • Level: Main
  • Area: 234

Living Room

  • Level: Main
  • Area: 600

Master Bedroom

  • Level: Main
  • Area: 196

Property

Details

  • Parcel number: 251000670000
  • Zoning: Res.
  • Exclusions: Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Living area range: 3501-5000

Lot

  • Lot size: 0.92 Acres
  • Lot size dimensions: 300 x 200

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$174$2,088
Property Taxes $287$3,444
Electricity $375$4,510
Total$2,352$28,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,640/yr
40% on housing$70,560/yr
45% on housing$62,720/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 53949$130
Marquette County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 53949
Marquette County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$359,000
2025-09-10Price change$369,000
2025-07-17Listed for sale$375,000

For Sale by Agent

AgentTerry Dixon
BrokerageUnited Country Midwest Lifesty

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