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621 Dunloy Ct, Lutherville Timonium, MD, 21093

4beds
4baths
4,050sqft
$899,000
$222price/sqft
$6,116/moest. monthly cost
$244,640/yrincome needed

About This Home

Welcome to your dream home in the highly sought-after Dunloy Townhome Subdivision! This stunning brick end-unit offers exceptional space, comfort, and functionality across three beautifully designed levels. The main level welcomes you with a bright and open layout featuring a formal living and dining room, a spacious office/den perfect for working from home, a stylish wet bar for entertaining, and a modern kitchen with stainless steel appliances. A convenient half bath adds to the main level’s practical layout. Upstairs, you’ll find three generously sized bedrooms, including a luxurious primary suite with a spa-like en-suite bath and a large walk-in closet. A second full bathroom ensures comfort for family or guests. The fully finished lower level is the ultimate in flexible living — complete with a home gym, a private home theater, a fourth bedroom, and a full bath, along with ample storage space. Additional features include an attached garage and driveway parking. With its classic brick exterior, end-unit location, and unbeatable community setting, this home seamlessly blends elegance, convenience, and lifestyle. Don’t miss this rare opportunity to own in Dunloy — schedule your private tour today!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
7/10
Ridgely Middle SchoolGrades 6-83.4 mi
8/10
Dulaney High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2005

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Microwave,Washer,Dishwasher,Exhaust Fan,Ice Maker,Refrigerator,Cooktop,Gas Water Heater

Basement

  • Area: 1600

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Window features: Screens
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 1,042
  • Finished area above ground: 3,008

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,608
  • Total interior livable area: 4,050 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04082400009485
  • Attached to another structure: Yes
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 4,800 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Driveway,On Street,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$336$4,032
Property Taxes $719$8,628
Electricity $516$6,192
Total$6,116$73,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,691/yr
40% on housing$183,480/yr
45% on housing$163,093/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 21093$217
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21093$235
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$935,000
2025-11-17Listing removed$939,000
2025-07-17Listed for sale$939,000

For Sale by Agent

AgentChristopher Dew
BrokerageCummings & Co. Realtors

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