




27766 Donegal Bay Rd Lot 156, Beaver Island, MI, 49782
About This Home
Brand new home at 27766 Donegal Bay Road. A 576 square foot (16’ x 36’) one- bedroom with one full bath home and a combination kitchen, dining and living room area. It comes with very good quality appliances at no extra charge. It is on Lot # 156 of Port St. James Subdivision No.2, a 100 foot wide lot by 200 feet deep. It has a 10 foot by 20 foot long deck on its front side, a new driveway up the hill and surrounded by sugar maple hardwoods. It has a new grass lawn in front of the deck on the house. Everything about this house and its systems and well, septic system etc. is brand new. A 330 gallon propane tank has been placed and connected to the house for the propane stove and furnace. KM Contractors has filled the propane tank to its full capacity, and ready for your use- for no additional charge for the new owners. The hot water heater is electric. Super quality underground wiring and a new state of the art septic system has been installed. A new deep well just put down and hooked to the house. It has a large, easy access, insulated crawl space below which can be used for the storage of supplies, summer equipment etc. This house is on the South side of Donegal Bay road, just a quarter mile West of the boat launch on the North end of Font Lake. It is just a half mile from the public beaches on Donegal Bay and just a mile and a quarter West of the Main Street on Beaver Harbor. This house and another identical house on the lot next to it are separated by privacy fences and are the first of what could be dozens and dozens of similar houses to be set up by KM Contractors that will be affordable for single people or young couples. This home (and the one next to it) could have extra additions added to it as your family grows. Make an appointment to look at it with Ed Wojan. For you to buy a lot like this and build this house with all of its systems would cost you $ 267,200. It is therefore priced to sell at $195,000.
Getting Around
Schools
Construction
Condition
- Year built: 2025
Materials
- Construction materials: Modular-BOCA-Wood Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Washer,Range
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Window features: Mini Blinds
Heating
- Heating features: LP Gas
Interior Area
- Total interior livable area: 576 sqft
Property
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 0.46 Acres
- Features: Near Snowmobile Trails
- Lot size dimensions: 100' x 200'
Parking
- Parking features: No Garage Or Carport
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlevoix County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $43 | $516 |
| Property Taxes | $122 | $1,464 |
| Electricity | $188 | $2,259 |
| Total | $1,237 | $14,844 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-28 | Price change | $175,000 |
| 2025-07-17 | Listed for sale | $195,000 |
