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155 Mule Trail Dr, Bakersville, NC, 28705

3beds
4baths
3,671sqft
$999,999
$272price/sqft
$6,219/moest. monthly cost
$248,760/yrincome needed

About This Home

This custom-built home in the Valley of Roan POA features over 3,600 heated square feet of beautifully finished living space, offering panoramic views of Roan Mountain and winter views of Brown Mountain. A year-round creek borders one side of the property, providing peaceful sounds you can enjoy from any of the three Brazilian IPE hardwood decks. Featuring 3 bedrooms and 3.5 bathrooms, this home is loaded with premium upgrades: Viking Commercial kitchen: double oven, grill, griddle, and hood Andersen 400 Series windows and doors Quartz countertops, Vinyl Shaker siding, metal roof, aluminum soffits Two active wells and a new tankless hot water heater Jacuzzi tub in primary bath Special run native Douglas fir ceilings. Special run native maple floors are featured throughout the main and second levels, while luxury vinyl plank is used on the lower level. A rare blend of privacy, luxury, and natural beauty—ideal as a full-time residence or mountain getaway.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Gouge ElementaryGrades K-46.2 mi
5/10
Bowman MiddleGrades 5-86.4 mi
3/10
Mitchell HighGrades 9-128.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Exhaust Hood,Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Exterior Entry,Finished,Interior Entry

Bathroom Full

  • Level: Main
  • Area: 154.5264
  • Dimensions: 10' 1" X 15' 4"

Bathroom Full

  • Level: Upper
  • Area: 74.385
  • Dimensions: 7' 10" X 9' 6"

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper
  • Area: 260.9064
  • Dimensions: 16' 11" X 15' 5"

Bedroom S

  • Level: Upper
  • Area: 236.88
  • Dimensions: 16' 11" X 14' 0"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Basement

Dining Room

  • Level: Main
  • Area: 241.49
  • Dimensions: 15' 7" X 15' 6"

Features

  • Built-in Features,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Door features: French Doors,Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Tile,Vinyl,Wood
  • Fireplace features: Gas Log,Great Room,Propane,Wood Burning
  • Finished area below ground: 907
  • Finished area above ground: 2,764

Heating & Cooling

  • Heating features: Heat Pump,Other
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,764
  • Total interior livable area: 3,671 sqft

Kitchen

  • Level: Main
  • Area: 233.74
  • Dimensions: 15' 1" X 15' 6"

Laundry

  • Level: Main
  • Area: 91.0625
  • Dimensions: 11' 9" X 7' 9"

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main
  • Area: 370.025
  • Dimensions: 23' 9" X 15' 7"

Other

  • Level: Upper
  • Area: 568.75
  • Dimensions: 32' 6" X 17' 6"

Primary Bedroom

  • Level: Main
  • Area: 317.6775
  • Dimensions: 20' 2" X 15' 9"

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 088600177989
  • Zoning: R-1
  • Special condition: Standard
  • Other equipment: Generator Hookup
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Covered,Deck,Front Porch
  • Has view: Yes
  • View description: Mountain(s),Winter,Year Round
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 3.64 Acres
  • Features: Sloped,Wooded,Views
  • Lot size dimensions: per ta x records GIS

Parking

  • Total spaces: 1
  • Parking features: Basement,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Landslide
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Mitchell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$373$4,476
Property Taxes $449$5,388
Electricity $341$4,103
Total$6,219$74,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,222/yr
40% on housing$186,570/yr
45% on housing$165,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.2%
9.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 28705$195
Mitchell County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28705
Mitchell County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$1,100,000
2025-12-01Listing removed$1,250,000
2025-07-17Listed for sale$1,250,000

For Sale by Agent

AgentRick Sharpe
BrokerageWEICHERT, Realtors - Unlimited

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