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2825 N 23rd St, Quincy, IL, 62305

1beds
2baths
866sqft
$225,000
$260price/sqft
$1,699/moest. monthly cost
$67,960/yrincome needed

About This Home

Brand new condo! This luxurious unit has 12' vaulted ceilings over the open floorplan. The bright master suite has a walk-in closet and spacious bathroom. The basement has an egress window and is ready to be finished to your needs. Relax on the patio or enjoy the neighborhood from the covered front porch. The $200 monthly fee covers all exterior maintenance so you'll never have to touch another lawn mower or snow shovel. Enjoy the peace of mind of a brand new condo! Don't let this opportunity pass you by!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Dewey Elementary SchoolGrades K-51.1 mi
3/10
Quincy Jr High SchoolGrades 6-82.5 mi
2/10
Quincy Sr High SchoolGrades 9-122.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding,Stone,EIFS

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Additional Level

  • Area: 866

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Full,Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 12ft 0in x 17ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Vaulted Ceiling(s),Solid Surface Counter,Ceiling Fan(s)

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 866
  • Total interior livable area: 866 sqft

Kitchen

  • Level: Main
  • Dimensions: 10ft 0in x 18ft 0in

Living Room

  • Level: Main
  • Dimensions: 17ft 0in x 21ft 0in

Main Level

  • Area: 866

Property

Details

  • Parcel number: TBD
  • Zoning description: NR1

Features

  • Stories: 1
  • Patio & porch: Patio,Porch

Lot

  • Features: Level
  • Lot size dimensions: Common Ground

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Drought
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$147$1,764
Property Taxes $285$3,420
Electricity $130$1,569
Total$1,699$20,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,251/yr
40% on housing$50,970/yr
45% on housing$45,306/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 62305$130
Adams County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 62305$143
Adams County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-17Listed for sale$225,000

New Construction

AgentStephen Gramke
BrokerageHappel, Inc., REALTORS

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